204 Garrett St, Borger, TX 79007 Property Records

Hutchinson County property record for 204 Garrett St, Borger, TX 79007

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,089 sqft · built 2008
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$301,344 (Apr 2026)
Tax Bill	$5,559 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
APN	`01780-00016-00300-000000`

Property Details

APN / Parcel Number

Primary APN	`01780-00016-00300-000000`
Alternative APN	`13464`

Interior

Full Baths	3 Baths
Building Area	3,089 sqft Living Area
Gross Area	3,697 sqft
Basement Area	100 sqft
Unfinished Basement	100 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Porch	Porch
Porch Area	272 sqft

Location & Zoning

Account Number	01780-00016-00300-000000
Street Address	204 GARRETT ST
City	BORGER
State	TX
Zip	79007-6604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 BLK 16 KEELER HTS BPP # 97120
Legal Subdivision	KEELER HEIGHTS ADDITION
Legal Block	16
Jurisdiction	HUTCHINSON TX
Township / Civil Division	BORGER
Census Block Group	3
Census Block	3007
Census Tract	950900

Owner

Source: Hutchinson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 GARRETT ST, BORGER, TX 79007-6604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE
Apr 23, 2026	Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Document Number	2026394802
Deed Book / Page	2513 / 258
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	0000320327
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUTCHINSON TX
Recording Date	Apr 23, 2026
Property Address	204 GARRETT ST, BORGER, TX 79007-6604
Document Number	0000394802
Book / Page	2513 / 258
Instrument Date	Apr 22, 2026
Instrument	2026.394802
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GARRETT ST, BORGER, TX 79007-6604

Mortgage

Document Number	0000394803,
Date	Apr 23, 2026
Instrument	2026.394803

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUTCHINSON TX
Recording Date	Apr 23, 2026
Property Address	204 GARRETT ST, BORGER, TX 79007-6604
Document Number	0000394802
Book / Page	2513 / 258
Instrument Date	Apr 22, 2026
Instrument	2026.394802
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GARRETT ST, BORGER, TX 79007-6604

Mortgage

Document Number	002513/261,
Date	Apr 23, 2026
Instrument	2026.394803

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hutchinson County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Borger City
County	Hutchinson County
Unified School District	Borger Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,559.00 (+196.64%) Homeowner's exemption	$226,640 (-20.02%) Land $3,600 Building $223,040	$226,640 (-20.02%) Land $3,600 Building $223,040
2025	$1,874.00 (-18.7%) Homeowner's exemption	$283,360 (+54.23%) Land $3,600 Building $279,760	$283,360 (+54.23%) Land $3,600 Building $279,760
2023		$183,720 Land $3,600 Building $180,120	$183,720 Land $3,600 Building $180,120
2022	$2,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 93% of Texas
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BORGER MUNICIPAL WATER SYSTEM serves 12,419 people · EPA ID TX1170001
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Pathwayz Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
AW Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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