204 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 204 Garnett Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,288 sqft · built 1966
Lot Size	0.179 acres (7,810 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Sep 2019)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-144243`

Property Details

APN / Parcel Number

Primary APN	`01-144243`
Alternative APNs	`1144243` `144243`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,288 sqft Total Area
Basement Area	780 sqft
Finished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,810 sqft (0.179 acres)
Lot Dimensions	110 ft deep x 71 ft wide
Garage Type	Basement
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	276 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	144243
Street Address	204 GARNETT RD
City	JOPPA
State	MD
Zip	21085-4604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 24 71/71X110 204 GARNETT ROAD JOPPATOWNE S5 PT 17/61
Legal Subdivision	PLAT OF JOPPATOWN PART
Legal Block	48
Legal Lot Number	24,204
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3015
Census Tract	301401

Owner

Source: Harford County records · APN 01-144243

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	204 GARNETT RD, JOPPA, MD 21085-4604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 04, 2019	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Prior Sale	Jun 15, 1998 · Amount on Record
Deed Book / Page	13423 / 443
Prior Transfer Date	Oct 22, 2009
Prior Transfer Doc	0083760156
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	204 GARNETT RD, JOPPA, MD 21085-4604
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148780311
Date	Jul 01, 2021
Book Page	14878/311

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Dec 01, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	204 GARNETT RD, JOPPA, MD 21085-4604
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136890407
Date	Feb 13, 2020
Book Page	13689/0407

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Sep 01, 2049

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Sep 04, 2019
Property Address	204 GARNETT RD, JOPPA, MD 21085-4604
Document Number	0134230443
Book / Page	13423 / 0443
Map Reference	MB 17 FOL 61
Instrument Date	Aug 09, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	TERRAIN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	204 GARNETT RD, JOPPA, MD 21085-4604

Mortgage

Document Number	0013423449
Date	Sep 04, 2019
Instrument	13423/449

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,867 (+5.45%)	$305,900 (-) Land $69,100 Building $236,800
2025	$2,842.00 (+7.69%)	$275,833 (+9.69%)	$305,900 (+17.29%) Land $69,100 Building $236,800
2023		$251,467	$260,800 Land $69,100 Building $191,700
2022	$2,639.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1978–2014)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jun 2014, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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