204 Garden St, Georgetown, DE 19947 Property Records

Sussex County property record for 204 Garden St, Georgetown, DE 19947

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,810 sqft · built 2001
Lot Size	0.551 acres (23,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (May 2001)
Tax Bill	$1,277 (2026)
Deeds & Mortgages	Oct 2021 Reverse Mortgage Apr 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`135-19.00-107.00`

Property Details

APN / Parcel Number

Primary APN	`135-19.00-107.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,810 sqft Living Area
Gross Area	2,343 sqft
Upper Floors Area	781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,984 sqft (0.551 acres)
Lot Dimensions	179 ft deep x 134 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	204 GARDEN ST
City	GEORGETOWN
State	DE
Zip	19947-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	CINDERBERRY EST LOT 31
Legal Subdivision	GEORGETOWN
Legal Lot Number	31
Jurisdiction	SUSSEX DE
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1015
Census Tract	50505

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 GARDEN ST, GEORGETOWN, DE 19947-3810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PNC BANK NA
May 9, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Oct 19, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2001 · Amount on Record
Deed Sale	May 18, 2001 · Amount on Record
Deed Book / Page	2593 / 47
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	204 GARDEN ST, GEORGETOWN, DE 19947-3810
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204100126
Date	Oct 19, 2021
Book Page	20410/126
Instrument	20210000064483

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2061

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	204 GARDEN ST, GEORGETOWN, DE 19947-3810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183240150
Date	Apr 23, 2020
Book Page	18324/150
Instrument	20200000016696

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	204 GARDEN ST, GEORGETOWN, DE 19947-3810
Document Number	0175610223
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GARDEN ST GEORGETOWN DE 199473810, GEORGETOWN, DE 19947-3810

Mortgage

Document Number	0175610223
Date	May 28, 2019
Book Page	017561/000223
Instrument	18372

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 27, 2044

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	204 GARDEN ST, GEORGETOWN, DE 19947-3810
Document Number	0165610228
Book / Page	016561 / 000228
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 GARDEN ST GEORGETOWN DE 199473810, GEORGETOWN, DE 19947-3810

Mortgage

Document Number	0165610228
Date	Nov 8, 2017
Book Page	016561/000228
Instrument	42082

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Georgetown Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,277.00 (-0.47%)	$25,650 (-) Land $3,550 Building $22,100	$823,900 (-) Land $104,100 Building $719,800
2025	$1,283.00 (+59.98%)	$25,650 (-) Land $3,550 Building $22,100	$823,900 (+1,231.02%) Land $104,100 Building $719,800
2023	$802.00	$25,650 Land $3,550 Building $22,100	$61,900 Land $7,100 Building $54,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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