204 Franciscan Way, Oceanside, CA 92057 Property Records

San Diego County property record for 204 Franciscan Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,168 sqft · built 2004
Lot Size0.98 acres (4,262 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Oct 2016)
Tax Bill$4,902 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone A99 (high risk)
APN158-792-14-00

Property Details

APN / Parcel Number

Primary APN158-792-14-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,168 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area4,262 sqft (0.98 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address204 FRANCISCAN WAY
CityOCEANSIDE
StateCA
Zip92057-6460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-18-H
Legal DescriptionLOT 62 TR 014731
Legal SubdivisionMISSION WELLS
Legal Tract014731
Legal Block1
Legal Lot Number62
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1016
Census Tract18521

Owner

204 Franciscan Way is owned and occupied by an individual who bought it in October 2016.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address204 FRANCISCAN WAY, OCEANSIDE, CA 92057-6460
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Apr 1, 2020Deed of Trust, Mortgage · VA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2016 · Amount on File
Deed SaleOct 28, 2016 · Amount on File
Prior SaleJul 2, 2013 · Amount on File
Deed Document Number2016586911
Prior Transfer DateSep 29, 2016
Prior Transfer Doc0000586910
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address204 FRANCISCAN WAY, OCEANSIDE, CA 92057-6460
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 FRANCISCAN WAY, OCEANSIDE, CA 92057-6460

Mortgage

Document Number0000155837
DateMar 1, 2021
Instrument2021-0155837
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address204 FRANCISCAN WAY, OCEANSIDE, CA 92057-6460
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164357
DateApr 1, 2020
Instrument2020-0164357
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 204 Franciscan Way was $4,902 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$621,483 (+2%) Land $343,370 Building $278,113
2025$4,902.00$609,298 Land $336,638 Building $272,660
2023$4,742.00 (-0.36%)$585,640 Land $323,567 Building $262,073
2022$4,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 204 Franciscan Way in Zone A99, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A99
high risk · federal flood protection under construction
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Franciscan Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, FiberFirst, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Franciscan Way

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