204 Flat Rock Hill Rd, Tryon, NC 28782 Property Records

Polk County property record for 204 Flat Rock Hill Rd, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,712 sqft · built 1880
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on File
Tax Bill	$969 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P48-33`

Property Details

APN / Parcel Number

Primary APN	`P48-33`
Alternative APN	`55550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,712 sqft Finished Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1960
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55550
Street Address	204 FLAT ROCK HILL RD
City	TRYON
State	NC
Zip	28782-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	C 728, P48 MAP P48
Legal Subdivision	MAP P48
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1031
Census Tract	920301

Owner

Source: Polk County records · APN P48-33

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1833 MOUNTAIN PAGE RD, SALUDA, NC 28773-7707
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Quit Claim Deed, Transfer PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW
Mar 31, 2021	Quit Claim Deed, Subdivision Related Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Dec 04, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance VISIO FINANCIAL SERVICES INC
Dec 01, 2017	Special Warranty Deed, Transfer · Construction Mortgage SECURED INVESTMENT FUNDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2021
Deed Sale	Mar 31, 2021
Prior Sale	Dec 31, 1997
Deed Book / Page	457 / 2400
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	0457002439
Record Updated	Sep 20, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Mar 31, 2021
Property Address	204 FLAT ROCK HILL RD, TRYON, NC 28782-9625
Document Number	000457/439
Book / Page	457 / 439
Map Reference	FILE C PG 728
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Mar 07, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 FLAT ROCK HILL RD, 204, TRYON, NC 28782-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 FLAT ROCK HILL RD, TRYON, NC 28782-9625

March 2021: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK NC
Recording Date	Mar 31, 2021
Property Address	204 FLAT ROCK HILL RD, TRYON, NC 28782-9625
Document Number	000457/400
Book / Page	457 / 400
Map Reference	FILE C PG 728
Instrument Date	Mar 29, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 07, 2022
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 FLAT ROCK HILL RD, 204, TRYON, NC 28782-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 FLAT ROCK HILL RD, TRYON, NC 28782-9625

Mortgage

Document Number	0000457402
Date	Mar 31, 2021
Instrument	457/402

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	204 FLAT ROCK HILL RD, TRYON, NC 28782-9625
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	437/1184
Date	Dec 04, 2018
Book Page	437/1184

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2050

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 01, 2017
Property Address	204 FLAT ROCK HILL RD, TRYON, NC 28782-9625
Document Number	000430/593
Book / Page	430 / 593
Instrument Date	Oct 31, 2017
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1833 MOUNTAIN PAGE RD, SALUDA, NC 28773-7707

Mortgage

Document Number	430/596
Date	Dec 01, 2017
Book Page	430/596
Instrument	004671530008

Lender

Name	SECURED INVESTMENT FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 01, 2018

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$969.00 (+3.42%)	$170,989 (+26.06%) Land $39,600 Building $131,389	$170,989 (+26.06%) Land $39,600 Building $131,389
2023	$937.00	$135,640 Land $22,000 Building $113,640
2021			$135,640 Land $22,000 Building $113,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 8, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
e-Polk Fiber	500 / 500
Skyrunner Fixed Wireless	500 / 250

May also be available: Uniti Group, Verizon.

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Rock Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures