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204 Ernie Spence Rd, Ward, AR 72176 Property Records

Lonoke County property record for 204 Ernie Spence Rd, Ward, AR 72176 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,238 sqft · built 2003
Lot Size6.82 acres (297,079 sqft)
Owner2 Individual Names on File
Last Sale$353,000 (May 2015)
Tax Bill$2,979 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN001-09243-003

Property Details

APN / Parcel Number

Primary APN001-09243-003
Alternative APN
  • 11369

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,238 sqft Living Area
Gross Area3,862 sqft
1st Floor Area2,902 sqft
Upper Floors Area336 sqft
FlooringCeramic Tile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area297,079 sqft (6.82 acres)
Garage TypeAttached
Garage Area624 sqft
DrivewayConcrete Driveway
Driveway Area1,140 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area838 sqft
Patio Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11369
Street Address204 ERNIE SPENCE RD
CityWARD
StateAR
Zip72176-9317
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT E1/2 SW (S OF HWY)
Legal Range09W
Legal Township04N
Legal Section12
Legal SubdivisionT4N-R9W
Legal Block2
Legal Lot Number4
JurisdictionLONOKE AR
Township / Civil DivisionCAROLINE
Census Block Group2
Census Block2001
Census Tract20103

Owner

Source: Lonoke County records · APN 001-09243-003

Assessment roll updated October 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 ERNIE SPENCE RD, WARD, AR 72176-9317
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2015 · Amount on Record
Deed SaleMay 19, 2015 · Amount on Record
Prior SaleSep 11, 2006
Deed Book / Page2015 / 4854
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address204 ERNIE SPENCE RD, WARD, AR 72176-9317
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 ERNIE SPENCE RD, WARD, AR 72176-9317

Mortgage

Document Number0000005780
DateMay 13, 2022
Book Page2022/5780
Instrument2022-05780
Lender
NameFIRST ARKANSAS BANK & TRUST
TypeBank
AddressJACKSONVILLE, AR 72078
Agreement
TypeLine of Credit
AmountAmount Recorded
Term38 Months
DueJul 01, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,979.00 Homeowner's exemption$64,910 (-) Land $2,280 Building $62,630$324,550 (-) Land $11,400 Building $313,150
2024$2,979.00 (+18.87%)
2023$2,506.00 Homeowner's exemption$64,910 Land $2,280 Building $62,630$324,550 Land $11,400 Building $313,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 35% of Arkansas
Wildfire LikelihoodAbout 1 in 1,429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
First Electric CooperativeFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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