Beaufort County property record for 204 Ellison Dr, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,434 sqft · built 1976 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,500 (Sep 2025) |
| Tax Bill | $2,897 (2026) |
| Deeds & Mortgages | Jun 2024 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5686-35-5898 |
| Primary APN | 5686-35-5898 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,434 sqft Living Area |
| Gross Area | 2,422 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Storage Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 204 ELLISON DR |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-3122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | 1 LOT 10 BLK T AREA M SMALLWOOD |
| Legal Subdivision | SMALLWOOD SUB |
| Legal Block | T |
| Legal Lot Number | 10 |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 930400 |
204 Ellison Dr is owned and occupied by two individuals who bought it in September 2025.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 ELLISON DR, WASHINGTON, NC 27889-3122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Sep 24, 2025 | Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Sep 24, 2025 · Amount on File |
| Deed Document Number | 20254445 |
| Deed Book / Page | 2213 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 204 ELLISON DR, WASHINGTON, NC 27889-3122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002170/720 |
|---|---|
| Date | Jun 10, 2024 |
| Book Page | 2170/720 |
| Instrument | 2024002574 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Sep 24, 2025 |
| Property Address | 204 ELLISON DR, WASHINGTON, NC 27889-3122 |
| Document Number | 00002213/1 |
| Book / Page | 2213 / 1 |
| Map Reference | MB 24 PG 23 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025004445 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $655.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 87 SABRE POINT DR, BATH, NC 27808-9241 |
| Name | Verified Name |
|---|---|
| Address | 204 ELLISON DR, WASHINGTON, NC 27889-3122 |
| Document Number | 2025004446 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025004446 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 204 Ellison Dr was $2,897, down 1.9% from the year before.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Municipality | Washington City |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,897.00 (-1.9%) | ||
| 2025 | $2,953.00 | $296,474 Land $36,800 Building $259,674 | $296,474 Land $36,800 Building $259,674 |
| 2023 | $1,959.00 | $147,670 Land $38,000 Building $109,670 | |
| 2018 | $147,670 Land $38,000 Building $109,670 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 204 Ellison Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 28 (1996–2014) |
| Claims Outside the SFHA | 17 of 28 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Ellison Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WASHINGTON serves 13,000 people · EPA ID NC0407010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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