204 Eldredge Ave, Villas, NJ 08251 Property Records

Cape May County and Middle Township property record for 204 Eldredge Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	1,272 sqft · built 1982
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (Jul 2024)
Tax Bill	$4,828 (2024)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-00433-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`06-00433-0000-00004`
Alternative APNs	`06004330000000010002` `00006689`

Interior

Stories	1 Story
Building Area	1,272 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide

Location & Zoning

Account Number	00006689
Street Address	204 ELDREDGE AVE
City	VILLAS
State	NJ
Zip	08251-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Description	L2.02,3,4
Legal Block	433
Legal Lot Number	4
Jurisdiction	CAPE MAY NJ
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1012
Census Tract	22101

Owner

Source: Cape May County and Middle Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	204 ELDREDGE AVE, VILLAS, NJ 08251-3223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Feb 9, 2010 · Amount on Record
Deed Document Number	202441924
Deed Book / Page	4175 / 604
Prior Transfer Date	May 21, 2004
Prior Transfer Doc	0030830015
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Recording Date	May 14, 2026
Property Address	204 ELDREDGE AVE, VILLAS, NJ 08251-3223
Document Number	0000096885
Book / Page	6909 / 658
Instrument Date	May 9, 2026
Instrument	202696885
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICES OF NEW JERSEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 ELDREDGE AVE, VILLAS, NJ 08251-3223

Mortgage

Document Number	0000096885,
Date	May 14, 2026
Book Page	6909/658
Instrument	202696885

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cape May County and Middle Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Middle Township
Unified School District	Middle Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,400 (-) Land $125,000 Building $134,400	$259,400 (-) Land $125,000 Building $134,400
2025		$259,400 (+19.43%) Land $125,000 Building $134,400	$259,400 (+19.43%) Land $125,000 Building $134,400
2024	$4,828.00 (+5.81%)
2023		$217,200 (-) Land $125,000 Building $92,200	$217,200 (-) Land $125,000 Building $92,200
2022	$4,563.00 (+2.49%)	$217,200 Land $125,000 Building $92,200	$217,200 Land $125,000 Building $92,200
2021	$4,452.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 200 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	200 in force
Nearby Flood Claims	57 (1979–2014)
Claims Outside the SFHA	1 of 57
Most Recent Claim	Sep 2014 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims Severe Storms And Flooding, Mar 2010 · 3 claims Severe Winter Coastal Storm, High Winds, Flooding, Feb 1998 · 2 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	NJ-21P “Sunray Beach”
Unit Type	Otherwise Protected Area
NFIP Eligibility	Limited only for structures consistent with the area's protected purpose

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - CAPE MAY COURT HOUSE private · serves 5,625 people · EPA ID NJ0506010
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880