204 E Water St, Windsor, NC 27983 Property Records

Bertie County property record for 204 E Water St, Windsor, NC 27983 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,699 sqft · built 1938
Lot Size	13.1 acres (570,636 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Feb 2022)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2019 Refinance
Flood Zone	Zone X (moderate risk)
APN	`6802-83-7172`

Property Details

APN / Parcel Number

Primary APN	`6802-83-7172`
Alternative APN	`36332`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asbestos
Lot Area	570,636 sqft (13.1 acres)
Lot Dimensions	172 ft deep x 158 ft wide
Garage Area	220 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Storage Building	Storage Building
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	36332
Street Address	204 E WATER ST
City	WINDSOR
State	NC
Zip	27983-6741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY HOME
Jurisdiction	BERTIE NC
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2017
Census Tract	960401

Owner

Source: Bertie County records · APN 6802-83-7172

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	204 E WATER ST, WINDSOR, NC 27983-6741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Mar 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Prior Sale	Oct 29, 2008 · Amount on Record
Deed Book / Page	1005 / 833
Record Updated	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Feb 22, 2022
Property Address	204 E WATER ST, WINDSOR, NC 27983-6741
Document Number	001005/833
Book / Page	1005 / 833
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Apr 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1527 US HIGHWAY 13 N, 1527, WINDSOR, NC 27983-8045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E WATER ST, WINDSOR, NC 27983-6741

Mortgage

Document Number	0001005836
Date	Feb 22, 2022
Instrument	1005/836

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	204 E WATER ST, WINDSOR, NC 27983-6741
Transaction Type	Mortgage
Record Updated	Apr 04, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	979/671
Date	Mar 11, 2019
Book Page	979/671

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Bertie County records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Municipality	Windsor Town
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00 (+3.6%)	$150,172 (-) Land $14,354 Building $135,818	$150,172 (-) Land $14,354 Building $135,818
2024	$1,696.00 (+10.2%)	$150,172 (-) Land $14,354 Building $135,818	$150,172 (-) Land $14,354 Building $135,818
2023	$1,539.00	$150,172 (-0.42%) Land $14,354 Building $135,818	$150,172 (-0.42%) Land $14,354 Building $135,818
2022	$1,539.00	$150,812 Land $14,994 Building $135,818	$150,812 Land $14,994 Building $135,818

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bertie County (37015C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370159604012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 43 individual NFIP policies nearby
Nearby Flood Policies	43 in force
Nearby Flood Claims	50 (2010–2016)
Claims Outside the SFHA	27 of 50
Most Recent Claim	Oct 2016, other causes, Hurricane Matthew
Claims By Storm	Hurricane Matthew, Oct 2016 · 15 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 24 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,167 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Windsor Historic District listed 1991 · 87 contributing resources · NRIS 86003146

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
eNCore Connects	Fiber	2,000 / 2,000
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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