Cherokee County property record for 204 E Stillwater Rd, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 2,104 sqft · built 2006 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Jul 2015) |
| Tax Bill | $1,518 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 017043-23-3 |
| Primary APN | 017043-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,104 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 52,708 sqft (1.21 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0780000019048 00009285 |
|---|---|
| Street Address | 204 E STILLWATER RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-3752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 204 E STILLWATER RD FM FED NATL $222000//ADDED 1/2 INT TO MARIAM |
| Legal Subdivision | STERLING LAKES SUB |
| Legal Tract | PD |
| Legal Lot Number | 48 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 970203 |
204 E Stillwater Rd is owned and occupied by an individual who acquired it in July 2015.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 E STILLWATER RD, GAFFNEY, SC 29341-3752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FSLA |
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST PIEDMONT FED'L S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2015 · Amount on File |
| Deed Sale | Jul 17, 2015 · Amount on File |
| Prior Sale | Sep 21, 2005 · Amount on File |
| Deed Document Number | 0000782228 |
| Deed Book / Page | 78 / 2228 |
| Last Transfer Date | Jul 22, 2015 |
| Transfer Doc | 0000782228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 204 E STILLWATER RD, GAFFNEY, SC 29341-3752 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 204 E STILLWATER RD, GAFFNEY, SC 29341-3752 |
| Document Number | 0001580708 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 158/708 |
| Instrument | 202300001567 |
| Name | FIRST PIEDMONT FSLA |
|---|---|
| Type | Bank |
| Address | SPARTANBURG, SC 29302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 5, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 204 E STILLWATER RD, GAFFNEY, SC 29341-3752 |
| Document Number | 0001020321 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 204 E STILLWATER RD GAFFNEY SC 293413752, GAFFNEY, SC 29341-3752 |
| Document Number | 0001020321 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 000102/000321 |
| Instrument | 1414 |
| Name | FIRST PIEDMONT FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | GAFFNEY, SC 29341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 204 E Stillwater Rd was $1,518 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,518.00 Homeowner's exemption | $12,200 Land $1,300 Building $10,900 | $304,900 Land $32,500 Building $272,400 |
| 2023 | $1,270.00 | $12,200 Land $1,300 Building $10,900 | $304,900 Land $32,500 Building $272,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 204 E Stillwater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 204 E Stillwater Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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