204 E State St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 204 E State St, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,514 sqft · built 1900
Lot Size	0.219 acres (9,583 sqft)
Owner	Owner Name on File
Last Sale	$162,500 (Jul 2001)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0619-36-8701-00000`

Property Details

APN / Parcel Number

Primary APN	`0619-36-8701-00000`
Alternative APN	`061910367635000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,514 sqft Living Area
1st Floor Area	789 sqft
2nd Floor Area	725 sqft
Flooring	Softwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Porch	Open Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	061910367635000
Street Address	204 E STATE ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-3525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 07/03/2001 DEE
Legal Description	DEED DATE: 07/03/2001 DEED: 2528-0159 SUBDIV: BLOCK: LOT: SECTION: PLAT: 0000-0000
Legal Subdivision	BEN CRAIG SURV
Legal Lot Number	7635
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3052
Census Tract	3105

Owner

Source: Buncombe County records · APN 0619-36-8701-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	204 E STATE ST, BLACK MOUNTAIN, NC 28711-3525
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2001 · Amount on Record
Deed Sale	Jul 03, 2001 · Amount on Record
Deed Document Number	0002528159
Deed Book / Page	2528 / 159
Record Updated	Jun 07, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	204 E STATE ST, BLACK MOUNTAIN, NC 28711-3525
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056601552
Date	May 03, 2018
Book Page	5660/1552

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,524.00 (+5.92%)	$291,000 (-)
2023	$2,383.00	$291,000	$291,000 (-) Land $95,800 Building $195,200
2021			$291,000 Land $95,800 Building $195,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 9, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.