Champaign County property record for 204 E Sherwin Cir, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,529 sqft · built 1972 |
| Lot Size | 0.294 acres (12,805 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (Jun 2023) |
| Tax Bill | $10,009 (2024) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-21-29-401-022 |
| Primary APN | 30-21-29-401-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,529 sqft Living Area |
| Gross Area | 4,649 sqft |
| 1st Floor Area | 535 sqft |
| Basement Area | 1,497 sqft |
| Finished Basement | 1,497 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | A-Frame |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 12,805 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Deck Area | 550 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 204 E SHERWIN CIR |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-7127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 YANKEE RIDGE 2ND SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 29 |
| Legal Subdivision | YANKEE RIDGE 2ND SUB |
| Legal Lot Number | 18 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | URBANA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5702 |
Source: Champaign County records · APN 30-21-29-401-022
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 204 E SHERWIN CIR, URBANA, IL 61802-7127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Jun 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK |
| Mar 06, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF ILLINOIS COMMUNITY CU |
| Jul 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | May 10, 2016 · Amount on Record |
| Deed Document Number | 20237998 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jun 20, 2023 |
| Property Address | 204 E SHERWIN CIR, URBANA, IL 61802-7127 |
| Document Number | 0000007998 |
| Map Reference | MB Q PG 2 |
| Instrument Date | Jun 05, 2023 |
| Instrument | 2023R07998 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 204 E SHERWIN CIR, URBANA, IL 61802-7127 |
| Document Number | 0000008001 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023R08001 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jul 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 204 E SHERWIN CIR, URBANA, IL 61802-7127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002625 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 2023R02625 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 05, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 204 E SHERWIN CIR, URBANA, IL 61802-7127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012831 |
|---|---|
| Date | Jul 08, 2020 |
| Instrument | 2020R12831 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Urbana Township |
| Unified School District | Urbana School District 116 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $143,850 (+25.23%) Land $23,650 Building $120,200 | $431,550 (+25.23%) Land $70,950 Building $360,600 | |
| 2024 | $10,009.00 (+10.34%) | ||
| 2022 | $9,071.00 Homeowner's exemption | $114,870 Land $18,890 Building $95,980 | $344,610 Land $56,670 Building $287,940 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1998 · other causes |
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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