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204 E Riverside Dr, Bridgewater, VA 22812 Property Records

Rockingham County property record for 204 E Riverside Dr, Bridgewater, VA 22812 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,719 sqft · built 1914
Lot Size0.45 acres (19,602 sqft)
OwnerIndividual Name on File
Last Sale$50,000 (Jul 2017)
Tax Bill$1,009 (2026)
Deeds & MortgagesAug 2022 Mortgage
Oct 2019 Line of Credit
+ 2 more
Flood ZoneZone AE (high risk)
APN122A3-(A)-L171

Property Details

APN / Parcel Number

Primary APN122A3-(A)-L171
Alternative APNs
  • R4758
  • 4758

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,719 sqft Living Area
Gross Area1,900 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1914
Effective Year BuiltEffective 1914
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
Garage TypeCarport
CarportCarport
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR4758
Street Address204 E RIVERSIDE DR
CityBRIDGEWATER
StateVA
Zip22812-1533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 WATER ST
Legal SubdivisionWATER ST
JurisdictionROCKINGHAM VA
Township / Civil DivisionASHBY
Census Block Group2
Census Block2024
Census Tract11500

Owner

Source: Rockingham County records · APN 122A3-(A)-L171

Assessment roll updated June 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address204 E RIVERSIDE DR, BRIDGEWATER, VA 22812-1533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST BANK & TRUST CO
Oct 24, 2019Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Jan 18, 2018Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK
Jul 21, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 21, 2017 · Amount on Record
Deed SaleJul 21, 2017 · Amount on Record
Deed Document Number201720243
Deed Book / Page4902 / 578
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address204 E RIVERSIDE DR, BRIDGEWATER, VA 22812-1533
Transaction TypeMortgage
Record UpdatedAug 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005609/97
DateAug 03, 2022
Book Page5609/97
Instrument2022-19328
Lender
NameTHE FIRST BANK & TRUST CO
TypeBank
AddressBRISTOL, TN 37620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateAug 01, 2032
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year CMT
Max Rate11.5%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address204 E RIVERSIDE DR, BRIDGEWATER, VA 22812-1533
Transaction TypeMortgage
Record UpdatedNov 07, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5173/782
DateOct 24, 2019
Book Page5173/782
Instrument2019-26130
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressBRIDGEWATER, VA 22812
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 17, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address204 E RIVERSIDE DR, BRIDGEWATER, VA 22812-1533
Transaction TypeMortgage
Record UpdatedFeb 07, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018-00001452
DateJan 18, 2018
Book Page4962/430
Instrument2018-00001452
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressBRIDGEWATER, VA 22812
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 10, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionROCKINGHAM VA
Recording DateJul 21, 2017
Property Address204 E RIVERSIDE DR, BRIDGEWATER, VA 22812-1533
Document Number4902/578
Book / Page4902 / 578
Instrument DateJul 12, 2017
Instrument2017-00020243
Transaction TypeTransfer
Record UpdatedJun 08, 2021

Transaction

AmountAmount Recorded
Tax$50.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 FARM LN, BRIDGEWATER, VA 22812-2540

Tax Assessment & Valuation

Source: Rockingham County records · Assessment roll updated June 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityBridgewater Town
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,009.00$152,999 Land $62,500 Building $90,499$152,999 Land $62,500 Building $90,499

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockingham County (51165C), updated April 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511650115002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims4 (1996)
Most Recent ClaimSep 1996, river or lake flooding, Hurricane Fran And Associated Severe Storm Cond
Claims By Storm
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Wildfire

Wildfire RiskLow
above 6% of the US · above 4% of Virginia
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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