204 E Olive St, Virden, IL 62690 Property Records

Macoupin County property record for 204 E Olive St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.264 acres (11,501 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2016)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2023 Sale + 1 more
APN	`04-04-405-001`

Property Details

APN / Parcel Number

Primary APN	`04-04-405-001`
Alternative APN	`08-001-722-00`

Exterior

Lot Area	11,501 sqft (0.264 acres)

Location & Zoning

Street Address	204 E OLIVE ST
City	VIRDEN
State	IL
Zip	62690-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAL LOT 219 GELDERS SUBD 04-04-405-001
Legal Subdivision	GELDERS SUBD
Legal Lot Number	219
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	1
Census Block	1017
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E OLIVE ST, VIRDEN, IL 62690-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK & TRUST CO
Feb 15, 2023	Warranty Deed, Transfer CORNERSTONE TITLE-OREM, CORNERSTONE TITLE
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2016 · Amount on Record
Deed Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	2016556610
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	204 E OLIVE ST, VIRDEN, IL 62690-1125
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000606098
Date	Jul 10, 2023
Instrument	606098

Lender

Name	BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 21, 2038

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Min Rate At Change	4.25%
Max Rate At Change	11.7%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOUPIN IL
Recording Date	Feb 15, 2023
Property Address	204 E OLIVE ST, VIRDEN, IL 62690-1125
Document Number	0000603749
Map Reference	PB A PG 45
Instrument Date	Feb 3, 2023
Instrument	603749
Transaction Type	Transfer
Record Updated	Mar 1, 2023
Title Company	CORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E OLIVE ST, VIRDEN, IL 62690-1125

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	204 E OLIVE ST, VIRDEN, IL 62690-1125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	586555
Date	Nov 4, 2020
Instrument	586555

Lender

Name	MIDLAND COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (+5.24%)	$21,232 (+7%) Land $3,730 Building $17,502	$63,696 (+7%) Land $11,190 Building $52,506
2024	$1,146.00 (-24.61%)	$19,843 (+15.56%) Land $3,486 Building $16,357	$59,529 (+15.56%) Land $10,458 Building $49,071
2022	$1,520.00	$17,171 Land $3,017 Building $14,154	$51,513 Land $9,051 Building $42,462

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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