204 E Mill St, Avoca, IA 51521 Property Records

Pottawattamie County property record for 204 E Mill St, Avoca, IA 51521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1990
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2025)
Tax Bill	$3,418 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2021 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7739 09 257 005`

Property Details

APN / Parcel Number

Primary APN	`7739 09 257 005`
Alternative APN	`043 065 012 012223 002 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Base Area
1st Floor Area	1,568 sqft
Basement Area	550 sqft
Unfinished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	180 ft deep x 10 ft wide
Garage Area	576 sqft
Patio Area	140 sqft

Location & Zoning

Street Address	204 E MILL ST
City	AVOCA
State	IA
Zip	51521-5110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVOCA TOWN-ALLEN & COOKS W70' S180' BLK 65 & E1/2 VAC CHERRY ST ADJ
Legal Subdivision	ALLEN AND COOKS ADDITION
Legal Block	65
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2017
Census Tract	21502

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 E MILL ST, AVOCA, IA 51521-5110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage SHELBY COUNTY STATE BANK
Sep 1, 2021	Legal Action/Court Order, Foreclosure
Jul 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Sep 1, 2021 · Amount on Record
Deed Document Number	202510744
Prior Transfer Date	Jun 27, 2005
Prior Transfer Doc	0105024459
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	204 E MILL ST, AVOCA, IA 51521-5110
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 N WALNUT ST, AVOCA, IA 51521-3534

Mortgage

Document Number	0000010745
Date	Sep 24, 2025
Instrument	2025-10745

Lender

Name	SHELBY COUNTY STATE BANK
Type	Bank
Address	508 COURT ST, HARLAN, IA 51537

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Sep 1, 2021
Property Address	204 E MILL ST, AVOCA, IA 51521-5110
Document Number	2021
Book / Page	2021 / 14221
Instrument Date	Aug 31, 2021
Transaction Type	Foreclosure
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$63.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E MILL ST, AVOCA, IA 51521-5110

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jul 8, 2020
Property Address	204 E MILL ST, AVOCA, IA 51521-5110
Document Number	2020
Book / Page	2020 / 9057
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 E MILL ST, AVOCA, IA 51521-5110

Mortgage

Document Number	20209059
Date	Jul 8, 2020
Instrument	2020/9059

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Avoca City
County	Pottawattamie County
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,600 (+21.09%) Land $26,000 Building $272,600	$298,600 (+21.09%) Land $26,000 Building $272,600
2025	$3,418.00 (-30.43%)	$246,600 (+18.5%) Land $26,000 Building $220,600	$246,600 (+18.5%) Land $26,000 Building $220,600
2023		$208,100 Land $22,600 Building $185,500	$208,100 Land $22,600 Building $185,500
2021	$4,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER private · serves 4,132 people · EPA ID IA8300184
Water Source	Purchased surface water from COUNCIL BLUFFS WATER WORKS
Last State Inspection	Sep 2023
Also Mapped Here	URBAN BLUFFS - NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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