204 E Main St, Sharpsburg, MD 21782 Property Records

Washington County property record for 204 E Main St, Sharpsburg, MD 21782

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,480 sqft · built 1960
Lot Size	0.541 acres (23,587 sqft)
Owner	Individual Name on File
Tax Bill	$2,737 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-000411`

Property Details

APN / Parcel Number

Primary APN	`01-000411`
Alternative APN	`000411`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,480 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	23,587 sqft (0.541 acres)
Lot Dimensions	206 ft deep x 114 ft wide
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000411
Street Address	204 E MAIN ST
City	SHARPSBURG
State	MD
Zip	21782-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 146 114.5X206 204 E MAIN ST
Legal Lot Number	146
Jurisdiction	WASHINGTON MD
Township / Civil Division	1, SHARPSBURG
Census Block Group	1
Census Block	1052
Census Tract	11600

Owner

204 E Main St is owned by an individual who acquired it in April 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 300, SHARPSBURG, MD 21782-0300
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 1, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 2, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 23, 2019
Transfer Doc	0059680104
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Oct 13, 2026
Property Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751
Document Number	8032000329
Book / Page	8032 / 329
Instrument Date	Oct 5, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751

Mortgage

Document Number	8032000329,
Date	Oct 13, 2026
Book Page	8032/329

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751

Mortgage

Document Number	0078760224
Date	Mar 10, 2026
Book Page	7876/224

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751

Mortgage

Document Number	0072350227
Date	May 1, 2023
Book Page	7235/227

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 2, 2019
Property Address	204 E MAIN ST, SHARPSBURG, MD 21782-1751
Document Number	0059680104
Book / Page	005968 / 000104
Instrument Date	Apr 23, 2019
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 300 SHARPSBURG MD 217820300, SHARPSBURG, MD 21782-0300

Tax Assessment & Valuation

The 2026 property tax bill for 204 E Main St was $2,737, up 11.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Sharpsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,737.00 (+11.35%)	$300,400 (+11.36%) Land $51,500 Building $248,900	$300,400 (-) Land $51,500 Building $248,900
2025	$2,458.00 (+12.86%)	$269,767	$300,400 Land $51,500 Building $248,900
2024	$2,178.00 (+14.21%)
2023	$1,907.00	$208,500 Land $51,500 Building $157,000	$208,500 Land $51,500 Building $157,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	May 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 E Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SHARPSBURG serves 1,360 people · EPA ID MD0210017
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Antietam Cable.

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