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204 E Main St, Ossian, IA 52161 Property Records

Winneshiek County property record for 204 E Main St, Ossian, IA 52161

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,140 sqft · built 1880
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on File
Last Sale$140,000 (Sep 2012)
Tax Bill$4,042 (2026)
Deeds & MortgagesApr 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN191131000300

Property Details

APN / Parcel Number

Primary APN191131000300

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,140 sqft Living Area
1st Floor Area810 sqft
Basement Area1,090 sqft
Unfinished Basement1,090 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialMetal
Construction TypeSteel Frame
Foundation TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeDetached
Garage Area1,452 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area314 sqft
Deck Area240 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Water SourceCommercial

Location & Zoning

Street Address204 E MAIN ST
CityOSSIAN
StateIA
Zip52161-8132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 11, 12, 13 & 14 BLK 15 BROOKS ADDN
Legal Range08W
Legal Township96N
Legal Section11
Legal SubdivisionBROOKS ADD
Legal Block15
JurisdictionWINNESHIEK IA
Township / Civil DivisionMILITARY
Census Block Group1
Census Block1025
Census Tract950400

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address204 E MAIN ST, OSSIAN, IA 52161-8132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAUANA SAVINGS BANK
Apr 15, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LAUANA SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2012 · Amount on File
Deed SaleSep 4, 2012 · Amount on File
Deed Document Number20123293
Deed Book / Page2012 / 3293
Last Transfer DateApr 5, 2021
Transfer Doc0000001587
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address204 E MAIN ST, OSSIAN, IA 52161-8132
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/1588
DateApr 15, 2021
Book Page2021/1588
Instrument2021 1588
Lender
NameLAUANA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWINNESHIEK IA
Recording DateApr 15, 2021
Property Address204 E MAIN ST, OSSIAN, IA 52161-8132
Document Number2021/1587
Book / Page2021 / 1587
Instrument DateApr 5, 2021
Instrument2021 1587
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E MAIN ST, OSSIAN, IA 52161-8132

Mortgage

Document Number2021/1588
DateApr 15, 2021
Book Page2021/1588
Instrument2021 1588
Lender
NameLAUANA SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityOssian City
Unified School DistrictSouth Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,042.00$246,370 (-) Land $18,360 Building $228,010$246,370 (-) Land $18,360 Building $228,010
2025$4,042.00 (+11.6%) Homeowner's exemption$246,370 (+14.01%) Land $18,360 Building $228,010$246,370 (+14.01%) Land $18,360 Building $228,010
2024$3,622.00 (+6.28%)
2023$216,100 (+15.23%) Land $18,360 Building $197,740$216,100 (+15.23%) Land $18,360 Building $197,740
2022$3,408.00 Homeowner's exemption$187,530 Land $15,300 Building $172,230
2021$187,530 Land $15,300 Building $172,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSIAN WATER SUPPLY
serves 802 people · EPA ID IA9677007
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
Nextlink
Fixed Wireless		400 / 100
GigFire
Fixed Wireless		150 / 130

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