204 E Main St, Olin, IA 52320 Property Records

Jones County property record for 204 E Main St, Olin, IA 52320

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,712 sqft · built 1905
Lot Size	0.867 acres (37,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Dec 2022)
Tax Bill	$1,298 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Dec 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1413405002`

Property Details

APN / Parcel Number

Primary APN	`1413405002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	692 sqft
Basement Area	692 sqft
Unfinished Basement	692 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,752 sqft (0.867 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	204 E MAIN ST
City	OLIN
State	IA
Zip	52320-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROME ADD LOTS 2 & 3, BLK 13 & O.L. S OF LOTS 2 & 3
Legal Subdivision	ROME
Legal Block	13
Legal Lot Number	2,3
Jurisdiction	JONES IA
Township / Civil Division	ROME
Census Block Group	2
Census Block	2024
Census Tract	70402

Owner

Source: Jones County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 E MAIN ST, OLIN, IA 52320-4723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Dec 15, 2022	Warranty Deed, Transfer · Line of Credit OHNWARD BANK & TRUST
Oct 2, 2018	Warranty Deed, Transfer PREMIER HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20223524
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JONES IA
Property Address	204 E MAIN ST, OLIN, IA 52320-4723
Transaction Type	Mortgage
Record Updated	Mar 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020172857
Date	Oct 19, 2017
Instrument	2017-2857

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Dec 15, 2022
Property Address	204 E MAIN ST, OLIN, IA 52320-4723
Document Number	0020223524
Instrument Date	Dec 12, 2022
Instrument	2022-3524
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$164.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 E MAIN ST, OLIN, IA 52320-4723

Mortgage

Document Number	0020223525
Date	Dec 15, 2022
Instrument	2022-3525

Lender

Name	OHNWARD BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10%
Index	Other
Margin	3
Max Rate	15%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JONES IA
Recording Date	Oct 2, 2018
Property Address	204 E MAIN ST, OLIN, IA 52320-4723
Document Number	0020182718
Instrument Date	Sep 24, 2018
Instrument	2018-2718
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E MAIN ST, OLIN, IA 52320-4723

Mortgage

Document Number	0020182719
Date	Oct 2, 2018
Instrument	2018-2719

Lender

Name	PREMIER HOME MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Jones County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jones County
Municipality	Olin City
Unified School District	Olin Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,298.00	$102,110 (-) Land $14,190 Building $87,920	$102,110 (-) Land $14,190 Building $87,920
2025	$1,298.00 (+3.84%) Homeowner's exemption	$102,110 (+11.91%) Land $14,190 Building $87,920	$102,110 (+11.91%) Land $14,190 Building $87,920
2024	$1,250.00 (-13.55%)
2023		$91,240 (+18.28%) Land $14,190 Building $77,050	$91,240 (+18.28%) Land $14,190 Building $77,050
2022	$1,446.00	$77,140 Land $14,190 Building $62,950
2021			$77,140 Land $14,190 Building $62,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIN WATER SUPPLY serves 651 people · EPA ID IA5355094
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Olin Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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