Charleston County property record for 204 E Huron Ave, Folly Beach, SC 29439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,074 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,950,000 (Nov 2025) |
| Tax Bill | $18,049 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Mar 2020 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 328-10-00-036 |
| Primary APN | 328-10-00-036 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Bungalow |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 204 E HURON AVE |
|---|---|
| City | FOLLY BEACH |
| State | SC |
| Zip | 29439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESCRIPTION -LT 202 E HURON |
| Legal Subdivision | ISLAND |
| Legal Lot Number | 202 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | JAMES ISLAND |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 2004 |
204 E Huron Ave is held in a trust since November 2025.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 425 OREGON ST, CINCINNATI, OH 45202-1620 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Mar 9, 2020 | Deed of Trust, Construction Loan · Construction Mortgage SOUTHERN FIRST BK NA |
| Apr 18, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Prior Sale | Apr 18, 2019 · Amount on File |
| Deed Book / Page | 1350 / 966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Nov 18, 2025 |
| Property Address | 204 E HURON AVE, FOLLY BEACH, SC 29439 |
| Document Number | 0013500966 |
| Book / Page | 1350 / 966 |
| Instrument Date | Nov 4, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | COOPERATIVE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,670.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 OREGON ST, CINCINNATI, OH 45202-1620 |
| Document Number | 0001350967 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 1350/967 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 15.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Mar 9, 2020 |
| Property Address | 204 E HURON AVE, FOLLY BEACH, SC 29439 |
| Document Number | 0865/0044 |
| Book / Page | 000865 / 000044 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 GROVE ST CHARLESTON SC 294033654, CHARLESTON, SC 29403-3654 |
| Document Number | 0865/0044 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 000865/000044 |
| Name | SOUTHERN FIRST BK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29403-3508 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 8, 2025 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 18, 2019 |
| Property Address | 204 E HURON AVE, FOLLY BEACH, SC 29439 |
| Document Number | 0790/0325 |
| Book / Page | 000790 / 000325 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 116 GROVE ST CHARLESTON SC 294033654, CHARLESTON, SC 29403-3654 |
The 2025 property tax bill for 204 E Huron Ave was $18,049, up 10.1% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Folly Beach City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,049.00 (+10.14%) | $1,276,500 (+1,816.67%) Land $264,500 Building $1,012,000 | $2,700,000 Land $650,000 Building $2,050,000 |
| 2024 | $16,388.00 | $66,600 | |
| 2022 | $15,388.00 | $66,600 | $1,110,000 Land $230,000 Building $880,000 |
| 2020 | $1,110,000 Land $230,000 Building $880,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 204 E Huron Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 549 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 583 units insured incl. 34 condo units |
| Nearby Flood Claims | 889 (1978–2024) |
| Most Recent Claim | Aug 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 E Huron Ave is moderate, ranking above 46% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLLY BEACH CITY OF (1010005) serves 5,086 people · EPA ID SC1010005 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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