Orange County property record for 204 E Harvard St, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 1948 |
| Lot Size | 0.154 acres (6,697 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $465,000 (Apr 2026) |
| Tax Bill | $6,412 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-22-29-7724-03-020 |
| Primary APN | 13-22-29-7724-03-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,697 sqft (0.154 acres) |
| Storage Building | 400 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 204 E HARVARD ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-5561 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2B/T |
| Legal Description | ROSEMERE G/102 LOT 2 BLK C |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 13 |
| Legal Subdivision | ROSEMERE |
| Legal Tract | 7724 |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 18800 |
Source: Orange County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME CAPITAL FUNDING INC |
| Nov 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional with PMI ALTRA FCU |
| Jul 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2026 · Amount on Record |
| Deed Sale | Apr 6, 2026 · Amount on Record |
| Prior Sale | Nov 2, 2022 · Amount on Record |
| Deed Document Number | 2026195162 |
| Prior Transfer Date | Sep 17, 2008 |
| Prior Transfer Doc | 0000568270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 6, 2026 |
| Property Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000195162 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026195162 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000195163, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 2026195163 |
| Name | HOME CAPITAL FUNDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 2, 2022 |
| Property Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000666388 |
| Map Reference | MB G PG 102 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 20220666388 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 E 12TH ST, 1701, CLEVELAND, OH 44114-3236 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000666389 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 20220666389 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000475909 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 204 E HARVARD ST ORLANDO FL 328045561, ORLANDO, FL 32804-5561 |
| Document Number | 0000475909 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 475909 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 9, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 20, 2018 |
| Property Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000430160 |
| Map Reference | MB G PG 102 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 20180430160 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | EQUITABLE TITLE OF WEST ORLA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11632 CLAYMONT CIR, 11632, WINDERMERE, FL 34786-5331 |
| Name | Verified Name |
|---|---|
| Address | 204 E HARVARD ST, ORLANDO, FL 32804-5561 |
| Document Number | 0000430161 |
|---|---|
| Date | Jul 20, 2018 |
| Instrument | 20180430161 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Orlando City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,710 (+0.18%) Land $160,000 Building $224,710 | $384,710 (-1.01%) Land $160,000 Building $224,710 | |
| 2025 | $6,412.00 (+3.65%) Homeowner's exemption | $384,021 (+5.99%) | $388,650 (+7.26%) Land $160,000 Building $228,650 |
| 2024 | $6,186.00 (+4.39%) | ||
| 2023 | $5,926.00 (+56.28%) Homeowner's exemption | $362,328 (+48.24%) Land $160,000 Building $202,328 | $362,328 (+17.01%) Land $160,000 Building $202,328 |
| 2022 | $3,792.00 Homeowner's exemption | $244,416 | $309,647 Land $160,000 Building $149,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 5 (2012–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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