204 E Franklin St, Carlock, IL 61725 Property Records

McLean County property record for 204 E Franklin St, Carlock, IL 61725

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,200 sqft · built 1920
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Jul 2016)
Tax Bill	$3,829 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-327-011`

Property Details

APN / Parcel Number

Primary APN	`06-32-327-011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,816 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	204 E FRANKLIN ST
City	CARLOCK
State	IL
Zip	61725-8801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF CRALOCK E 1/2 LOT 17 & ALL LOT 18 BLK 1
Legal Range	01E
Legal Township	25N
Legal Section	32
Legal Subdivision	VILLAGE OF CRALOCK
Legal Block	1
Legal Lot Number	17,18
Jurisdiction	MCLEAN IL
Township / Civil Division	WHITE OAK
Census Block Group	2
Census Block	2060
Census Tract	5202

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E FRANKLIN ST, CARLOCK, IL 61725-8801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2016 · Amount on Record
Deed Sale	Jul 6, 2016 · Amount on Record
Prior Sale	May 7, 2012 · Amount on Record
Deed Document Number	201612131
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	204 E FRANKLIN ST, CARLOCK, IL 61725-8801
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002671
Date	Feb 4, 2021
Instrument	2021-00002671

Lender

Name	PRAIRELAND FCU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carlock Village
County	McLean County
County Subdivision	White Oak Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,988 (+18.79%) Land $4,777 Building $56,211	$182,964 (+18.79%) Land $14,331 Building $168,633
2024	$3,829.00 (+7.92%)
2023	$3,548.00	$51,340 Land $4,021 Building $47,319	$154,020 Land $12,063 Building $141,957

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLOCK serves 562 people · EPA ID IL1130250
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tel-Star Cablevision Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20