Rockingham County property record for 204 E E St, Elkton, VA 22827
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,427 sqft · built 1990 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,500 (Jul 2023) |
| Tax Bill | $1,408 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Nov 2018 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131B2-(1)-B 40 L9 |
| Primary APN | 131B2-(1)-B 40 L9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 1,937 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Type | Carport |
| Garage Area | 350 sqft |
| Carport | Carport |
| Carport Area | 350 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R15254 |
|---|---|
| Street Address | 204 E E ST |
| City | ELKTON |
| State | VA |
| Zip | 22827-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | JACKSON AVE L 9 B 40 S 3 |
| Legal Subdivision | JACKSON AVE |
| Legal Lot Number | 9 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 10200 |
Source: Rockingham County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed, Transfer · Conventional Mortgage VBS MORTGAGE LLC |
| Nov 9, 2018 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Nov 9, 2018 | Deed of Trust, Mortgage · FHA Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Aug 17, 2018 | Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2023 · Amount on Record |
| Deed Sale | Jul 12, 2023 · Amount on Record |
| Prior Sale | Aug 17, 2018 · Amount on Record |
| Deed Document Number | 202313991 |
| Deed Book / Page | 5714 / 179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jul 12, 2023 |
| Property Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Document Number | 005714/179 |
| Book / Page | 5714 / 179 |
| Map Reference | MB 75 PG 603 |
| Instrument Date | Jun 26, 2023 |
| Instrument | 2023-13991 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Document Number | 0202313992 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-13992 |
| Name | VBS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5061/417 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 5061/417 |
| Instrument | 2018-29416 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 736 Months |
| Due | Mar 3, 2080 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5061/417 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 5061/417 |
| Instrument | 2018-29416 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
| Type Change Date | Dec 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Aug 17, 2018 |
| Property Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Document Number | 5033/191 |
| Book / Page | 5033 / 191 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 2018-00021642 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 8, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 E E ST, ELKTON, VA 22827-1414 |
| Document Number | 201800021643 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 2018-00021643 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 3 Months |
| Due | Nov 17, 2018 |
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Rockingham County |
| Municipality | Elkton Town |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,408.00 (+3.76%) | $213,400 (+6.86%) Land $35,000 Building $178,400 | $213,400 (+6.86%) Land $35,000 Building $178,400 |
| 2023 | $1,357.00 | $199,700 Land $25,000 Building $174,700 | $199,700 Land $25,000 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELKTON serves 2,595 people · EPA ID VA2165270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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