204 E Cherokee Dr, Harker Heights, TX 76548 Property Records

Bell County property record for 204 E Cherokee Dr, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,745 sqft · built 1972
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0291840000`

Property Details

APN / Parcel Number

Primary APN	`0291840000`
Alternative APNs	`127281` `863998`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,745 sqft Living Area
1st Floor Area	1,745 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1972
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	863998
Street Address	204 E CHEROKEE DR
City	HARKER HEIGHTS
State	TX
Zip	76548-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILLS ADDITION, BLOCK 006, LOT 0002
Legal Subdivision	FOREST HILLS ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	4
Census Block	4017
Census Tract	21901

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E CHEROKEE DR, HARKER HEIGHTS, TX 76548-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
May 22, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2019
Deed Sale	May 22, 2019
Deed Document Number	2019-00021294
Deed Book / Page	010849 / 000001
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	204 E CHEROKEE DR, HARKER HEIGHTS, TX 76548-1246
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E CHEROKEE DR, HARKER HEIGHTS, TX 76548-1246

Mortgage

Document Number	0000008233
Date	Feb 23, 2026
Instrument	2026008233

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	204 E CHEROKEE DR, HARKER HEIGHTS, TX 76548-1246
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E CHEROKEE DR, HARKER HEIGHTS, TX 76548-1246

Mortgage

Document Number	0000002132
Date	Jan 18, 2024
Instrument	2024002132

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2039

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 22, 2019
Property Address	204 E CHEROKEE DR, HARKER HEIGHTS, TX 76548-1246
Document Number	0000021294
Book / Page	010849 / 000001
Instrument Date	May 10, 2019
Instrument	21294
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E CHEROKEE DR HARKER HEIGHTS TX 765481246, HARKER HEIGHTS, TX 76548-1246

Mortgage

Document Number	21295
Date	May 22, 2019
Book Page	010849/000004
Instrument	21295

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$261,898 Land $29,000 Building $232,898	$261,898 Land $29,000 Building $232,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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