204 E Chapin St, Litchfield, IL 62056 Property Records

Montgomery County property record for 204 E Chapin St, Litchfield, IL 62056

Property Summary

Property TypeSingle Family Home
Details1,848 sqft · built 2000
Lot Size0.241 acres (10,534 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Dec 2018)
Tax Bill$6,121 (2025)
Deeds & MortgagesAug 2020 Mortgage
May 2021 Mortgage
+ 2 more
APN10-33-177-001

Property Details

APN / Parcel Number

Primary APN10-33-177-001
Alternative APN
  • 11-201-731-00

Interior

Building Area1,848 sqft Total Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area10,534 sqft (0.241 acres)

Location & Zoning

Street Address204 E CHAPIN ST
CityLITCHFIELD
StateIL
Zip62056-1275
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 & N 1/2 LOT 3 BLK 17 BURRS 2ND ADD 9-5-1731 S T00 R
Legal SubdivisionBURRS 2ND ADD
Legal Block17
Legal Lot Number2,3
JurisdictionMONTGOMERY IL
Township / Civil DivisionNORTH LITCHFIELD
Census Block Group2
Census Block2026
Census Tract957700

Owner

204 E Chapin St is owned and occupied by an individual who bought it in December 2018.

Source: Montgomery County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address204 E CHAPIN ST, LITCHFIELD, IL 62056-1275
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE
May 5, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE
Sep 26, 2019Warranty Deed, Transfer · VA Mortgage
JG WENTWORTH HOME LENDING
Dec 11, 2018Deed, Transfer · Conventional Mortgage
WARREN BOYNTON STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2018 · Amount on File
Deed SaleDec 11, 2018 · Amount on File
Prior SaleJun 2, 2009 · Amount on File
Deed Document Number20183955
Prior Transfer DateJun 14, 2010
Prior Transfer Doc001385/435
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IL
Property Address204 E CHAPIN ST, LITCHFIELD, IL 62056-1275
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001729/317
DateAug 10, 2020
Book Page1729/317
Instrument202002789
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IL
Property Address204 E CHAPIN ST, LITCHFIELD, IL 62056-1275
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001751/666
DateMay 5, 2021
Book Page1751/666
Instrument202101634
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term348 Months
DueAug 1, 2050
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IL
Recording DateSep 26, 2019
Property Address204 E CHAPIN ST, LITCHFIELD, IL 62056-1275
Document Number0201902926
Instrument DateSep 25, 2019
Instrument201902926
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCOMMUNITY TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 E CHAPIN ST, LITCHFIELD, IL 62056-1275

Mortgage

Document Number0201902927
DateSep 26, 2019
Instrument201902927
Lender
NameJG WENTWORTH HOME LENDING
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY IL
Recording DateDec 11, 2018
Property Address204 E CHAPIN ST, LITCHFIELD, IL 62056-1275
Document Number0201803955
Instrument DateDec 2, 2018
Instrument201803955
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyCOMMUNITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address201 E STATE ST, MODESTO, IL 62667-5411

Mortgage

Document Number0201803956
DateDec 11, 2018
Instrument201803956
Lender
NameWARREN BOYNTON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 204 E Chapin St was $6,121 with a homeowner's exemption, up 5.4% from the year before.

Source: Montgomery County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMontgomery County
County SubdivisionNorth Litchfield Township
MunicipalityLitchfield City
Unified School DistrictLitchfield Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,121.00 (+5.43%) Homeowner's exemption$80,150 (+6.92%) Land $6,480 Building $73,670$240,450 (+6.92%) Land $19,440 Building $221,010
2024$5,806.00$74,960 Land $6,060 Building $68,900$224,880 Land $18,180 Building $206,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 204 E Chapin St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 E Chapin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLITCHFIELD
serves 6,648 people · EPA ID IL1350400
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Computer Techniques
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Nextlink
Fixed Wireless
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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