204 E Carol St, Luverne, MN 56156 Property Records

Rock County property record for 204 E Carol St, Luverne, MN 56156

Property Summary

Property Type	Single Family Home
Details	1,040 sqft · built 1962
Lot Size	0.176 acres (7,666 sqft)
Owner	Individual Name on Record
Last Sale	$181,500 (Dec 2022)
Tax Bill	$1,992 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
APN	`20-0483-000`

Property Details

APN / Parcel Number

Primary APN	`20-0483-000`

Interior

Building Area	1,040 sqft Living Area
Basement Area	520 sqft
Finished Basement	520 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	7,666 sqft (0.176 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	204 E CAROL ST
City	LUVERNE
State	MN
Zip	56156-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 63' OF LOT 1 & W 12' OF LOT 2 BLOCK 2
Legal Subdivision	BLUE MOUND SECOND ADDITION
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	ROCK MN
Township / Civil Division	LUVERNE
Census Block Group	2
Census Block	2003
Census Tract	570200

Owner

Source: Rock County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 E CAROL ST, LUVERNE, MN 56156-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST PREMIER BANK
Jul 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on Record
Deed Sale	Dec 6, 2022 · Amount on Record
Prior Sale	Dec 2, 2022 · Amount on Record
Deed Document Number	2022203676
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Dec 6, 2022
Property Address	204 E CAROL ST, LUVERNE, MN 56156-1129
Document Number	0000203676
Instrument Date	Nov 28, 2022
Instrument	203676
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$598.95
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	204 E CAROL ST, LUVERNE, MN 56156-1129

Mortgage

Document Number	0000203677
Date	Dec 6, 2022
Instrument	203677

Lender

Name	FIRST PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK MN
Recording Date	Jul 7, 2020
Property Address	204 E CAROL ST, LUVERNE, MN 56156-1129
Document Number	0000197456
Instrument Date	Jul 2, 2020
Instrument	197456
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E CAROL ST, LUVERNE, MN 56156-1129

Mortgage

Document Number	0000197457
Date	Jul 7, 2020
Instrument	197457

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rock County
Municipality	Luverne City
Unified School District	Luverne Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00 (+26.24%)	$203,800 (+21.89%) Land $10,600 Building $193,200	$203,800 (+21.89%) Land $10,600 Building $193,200
2023	$1,578.00	$167,200 Land $9,100 Building $158,100	$167,200 Land $9,100 Building $158,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Luverne serves 4,946 people · EPA ID MN1670004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
Midco Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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