204 E 7th St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 204 E 7th St, Mount Carmel, PA 17851

Property Summary

Property TypeSingle Family Home
Lot Size0.041 acres (1,800 sqft)
OwnerIndividual Name on Record
Tax Bill$670 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Nov 2005 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN006-03-003-083

Property Details

APN / Parcel Number

Primary APN006-03-003-083

Exterior

Lot Area1,800 sqft (0.041 acres)
Lot Dimensions150 ft deep x 12 ft wide

Location & Zoning

Street Address204 E 7TH ST
CityMOUNT CARMEL
StatePA
Zip17851-2211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 X 150
JurisdictionNORTHUMBERLAND PA
Township / Civil DivisionMOUNT CARMEL
Census Block Group2
Census Block2021
Census Tract81000

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 MEADOW LN, NEWARK, DE 19713-2545
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
MEMBERS CHOICE FINANCIAL CU
Nov 17, 2005Deed of Trust, Mortgage · Line of Credit
SUSQUEHANNA BANK PA
May 18, 2012Deed of Trust, Mortgage · Line of Credit
SUSQUEHANNA BANK
Jun 11, 2008Deed of Trust, Mortgage
SUSQUEHANNA BANK PA
Sep 28, 2016Deed of Trust, Mortgage · Line of Credit
MEMBERS CHOICE FCU
May 5, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003173/474
DateApr 11, 2022
Book Page3173/474
Instrument202206006
Lender
NameMEMBERS CHOICE FINANCIAL CU
TypeCredit Union
AddressDANVILLE, PA 17821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 5, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001817/531
DateNov 17, 2005
Book Page1817/531
Instrument200522220
Lender
NameSUSQUEHANNA BANK PA
TypeBank
AddressMOUNT CARMEL, PA 17851
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002384/745
DateMay 18, 2012
Book Page2384/745
Instrument201207489
Lender
NameSUSQUEHANNA BANK
TypeBank
AddressLANCASTER, PA 17604
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002067/578
DateJun 11, 2008
Book Page2067/578
Instrument200809163.
Lender
NameSUSQUEHANNA BANK PA
TypeBank
AddressLANCASTER, PA 17604
Agreement
AmountAmount Recorded

September 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHUMBERLAND PA
Property Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002724/228
DateSep 28, 2016
Book Page2724/228
Instrument201614769
Lender
NameMEMBERS CHOICE FCU
TypeCredit Union
AddressDANVILLE, PA 17821
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 27, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHUMBERLAND PA
Recording DateMay 5, 2022
Property Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211
Document Number003178/871
Book / Page3178 / 871
Instrument DateApr 18, 2022
Instrument202207451
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 E 7TH ST, MOUNT CARMEL, PA 17851-2211

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyNorthumberland County
MunicipalityMount Carmel Borough
Unified School DistrictMount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$670.00 (+9.12%)$5,050 (-) Land $260 Building $4,790
2024$614.00$5,050 (-) Land $260 Building $4,790
2023$614.00$5,050 Land $260 Building $4,790
1972$5,050 Land $260 Building $4,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA PA ROARING CREEK DIVISION
private · serves 43,000 people · EPA ID PA4490024
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Apr 2026
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable · Fiber in parts of the area
2,000 / 200
Verizon
Fixed Wireless
300 / 20

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