204 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 204 E 38th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,476 sqft · built 1920
Lot Size	0.097 acres (4,230 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Aug 2019)
Tax Bill	$5,120 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-0065-18-010`

Property Details

APN / Parcel Number

Primary APN	`2-0065-18-010`
Alternative APN	`W313900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,476 sqft Living Area
1st Floor Area	1,238 sqft
Utility Area	266 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,230 sqft (0.097 acres)
Lot Dimensions	94 ft deep x 45 ft wide
Garage Area	266 sqft
Porch	Slab
Porch Area	481 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIP
Legal Description	25 W HALF 27 DASHER WD
Legal Subdivision	SISTER COURT
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2020
Census Tract	11400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

204 E 38th St is owned and occupied by an individual who bought it in August 2019.

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	204 E 38TH ST, SAVANNAH, GA 31401-9010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Deed of Trust, Mortgage · Line of Credit COLONY BANK
Aug 9, 2019	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS
Feb 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Deed Document Number	20198492
Deed Book / Page	1696 / 243
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	204 E 38TH ST, SAVANNAH, GA 31401-9010
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E 38TH ST, SAVANNAH, GA 31401-9010

Mortgage

Document Number	0031950290
Date	Sep 15, 2023
Book Page	0000003195/0000000290

Lender

Name	COLONY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 9, 2019
Property Address	204 E 38TH ST, SAVANNAH, GA 31401-9010
Document Number	0016960243
Book / Page	1696 / 243
Instrument Date	Aug 9, 2019
Instrument	2019-008492
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 JEFFERSON ST, SAVANNAH, GA 31401-6321

Mortgage

Document Number	0000001696/0000000244
Date	Aug 15, 2019
Book Page	0000001696/0000000244
Instrument	031848890020

Lender

Name	CERTAINTY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Feb 5, 2018
Property Address	204 E 38TH ST, SAVANNAH, GA 31401-9010
Document Number	0012740725
Book / Page	1274 / 725
Instrument Date	Feb 5, 2018
Instrument	2018-000944
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2203 HICKORY RIDGE DR, BOSSIER CITY, LA 71111-5510

Tax Assessment & Valuation

The 2025 property tax bill for 204 E 38th St was $5,120.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,320 (+1.1%) Land $50,000 Building $134,320	$460,800 (+1.1%) Land $125,000 Building $335,800
2025	$5,120.00	$182,320 Land $50,000 Building $132,320	$455,800 Land $125,000 Building $330,800
2023		$187,480 (+26.71%) Land $50,000 Building $137,480	$468,700 (+26.71%) Land $125,000 Building $343,700
2022	$6,126.00	$147,960 Land $32,000 Building $115,960	$369,900 Land $80,000 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 E 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 E 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Seimitsu, Verizon.

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