204 Duncan St, Schoolcraft, MI 49087 Property Records

Kalamazoo County property record for 204 Duncan St, Schoolcraft, MI 49087

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 1,500 sqft · built 1880
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Tax Bill$2,211 (2025)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-19-207-010

Property Details

APN / Parcel Number

Primary APN14-19-207-010

Interior

Bedrooms6 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,500 sqft Living Area
1st Floor Area814 sqft
Basement Area528 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions44 ft deep x 71 ft wide
Garage Area896 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address204 DUNCAN ST
CitySCHOOLCRAFT
StateMI
Zip49087-9707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePH679-4304
Legal DescriptionS 7-62 1 ROBINSON DUNCAN & COS ADDITION TO THE VIL LAGE O F SCHOOLCRAFT E 71.69 FT OF LOTS 1 & 4 BLK 7
Legal SubdivisionROBINSON DUNCAN & COS ADDITION
Legal Block7
Legal Lot Number1,4
JurisdictionKALAMAZOO MI
Township / Civil DivisionSCHOOLCRAFT
Census Block Group1
Census Block1014
Census Tract6102

Owner

204 Duncan St is owned and occupied by two individuals.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address204 DUNCAN ST, SCHOOLCRAFT, MI 49087-9707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKALAMAZOO MI
Property Address204 DUNCAN ST, SCHOOLCRAFT, MI 49087-9707
Transaction TypeMortgage
Record UpdatedMar 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018003509
DateFeb 2, 2018
Instrument2018-003509
Lender
NameCONSUMERS CU
TypeCredit Union
AddressKALAMAZOO, MI 49009
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueFeb 1, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 204 Duncan St was $2,211 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKalamazoo County
County SubdivisionSchoolcraft Township
MunicipalitySchoolcraft Village
Unified School DistrictSchoolcraft Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,700$167,400
2025$2,211.00 Homeowner's exemption
2023$54,900$109,800
2019$1,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Duncan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTAGE TERRACE
private · serves 202 people · EPA ID MI0040253
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereSCHOOLCRAFT

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Mar 2026
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

Nearby Properties on Duncan St

Nearby Streets

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