204 Downing Dr, Chardon, OH 44024 Property Records

Geauga County property record for 204 Downing Dr, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 1955
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Dec 2020)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-104200`

Property Details

APN / Parcel Number

Primary APN	`10-104200`
Alternative APN	`005118-0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Basement Area	1,672 sqft
Unfinished Basement	1,672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	46,609 sqft (1.07 acres)
Terrain	Rolling
Garage Area	1,200 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Deck Area	128 sqft
Patio Area	360 sqft
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	005118-0
Street Address	204 DOWNING DR
City	CHARDON
State	OH
Zip	44024-1024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 77 & 113 NONRECORDED PLAT DEED 26-215
Legal Lot Number	77,113
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	4
Census Block	4007
Census Tract	312201

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 DOWNING DR, CHARDON, OH 44024-1024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jun 1, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020 · Amount on Record
Deed Sale	Dec 28, 2020 · Amount on Record
Prior Sale	Jun 29, 1990 · Amount on Record
Deed Document Number	2020975167
Deed Book / Page	2112 / 1140
Prior Transfer Date	Jan 17, 2020
Prior Transfer Doc	0020852802
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Dec 28, 2020
Property Address	204 DOWNING DR, CHARDON, OH 44024-1024
Document Number	0021121140
Book / Page	2112 / 1140
Instrument Date	Dec 23, 2020
Instrument	202000975167
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	TITLE PROFESSIONALS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	204 DOWNING DR, CHARDON, OH 44024-1024

Mortgage

Document Number	202000975168
Date	Dec 28, 2020
Instrument	202000975168

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	GEAUGA OH
Recording Date	Jun 1, 2018
Property Address	204 DOWNING DR, CHARDON, OH 44024-1024
Document Number	0020530462
Book / Page	002053 / 000462
Instrument Date	May 31, 2018
Instrument	936394
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 DOWNING DR CHARDON OH 440241024, CHARDON, OH 44024-1024

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
Municipality	Chardon City
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,218.00 (-0.13%)	$105,360 (-) Land $23,070 Building $82,290
2024	$5,225.00 (+4.19%) Homeowner's exemption	$105,360 (-) Land $23,070 Building $82,290
2023	$5,015.00 (+2.87%) Homeowner's exemption	$105,360 (+24.44%) Land $23,070 Building $82,290	$301,000 (+24.43%) Land $65,900 Building $235,100
2022		$84,670 Land $19,180 Building $65,490
2021	$4,875.00
2020			$241,900 Land $54,800 Building $187,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARDON CITY PWS serves 5,247 people · EPA ID OH2800412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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