Adams County property record for 204 Cottage Dr, Natchez, MS 39120
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,608 sqft · built 1962 |
| Lot Size | 0.495 acres (21,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $903 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0187A0001 0017 |
| Primary APN | 0187A0001 0017 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,600 sqft (0.495 acres) |
| Lot Dimensions | 135 ft deep x 160 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 1330 |
|---|---|
| Street Address | 204 COTTAGE DR |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-2110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H&L#23&24 1ST ADDN COTTAGE HOME S/D MAP#40-101-47 |
| Legal Range | 02W |
| Legal Township | 07N |
| Legal Subdivision | COTTAGE HOME S/D |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 500 |
204 Cottage Dr is owned and occupied by an individual who acquired it in August 2022.
Source: Adams County records, as of March 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 COTTAGE DR, NATCHEZ, MS 39120-2110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 |
| Deed Sale | Aug 31, 2022 |
| Deed Document Number | 000028S605 |
| Deed Book / Page | 28S / 605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 204 COTTAGE DR, NATCHEZ, MS 39120-2110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 903/611 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 903/611 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 204 Cottage Dr was $903 with a homeowner's exemption, up 28.3% from the year before.
Source: Adams County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $903.00 (+28.27%) Homeowner's exemption | $9,823 (+24.03%) | $98,230 (+24.03%) Land $12,370 Building $85,860 |
| 2024 | $704.00 (+0.86%) Homeowner's exemption | $7,920 (-) | $79,200 (-) Land $12,370 Building $66,830 |
| 2023 | $698.00 (+11.68%) Homeowner's exemption Disabled Person's exemption | $7,920 (-) Land $1,237 Building $6,683 | $79,200 Land $12,370 Building $66,830 |
| 2022 | $625.00 Homeowner's exemption | $7,920 | |
| 2021 | $79,200 Land $12,370 Building $66,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 204 Cottage Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1979–1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 204 Cottage Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #4-KAISER LAKE public/private · serves 8,078 people · EPA ID MS0010015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: C Spire Wireless.
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