204 Cortner Dr, Smithton, IL 62285 Property Records

St. Clair County property record for 204 Cortner Dr, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	736 sqft · built 1992
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Apr 2021)
Tax Bill	$5,284 (2019)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
APN	`13-28-0-315-006`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-315-006`

Interior

Stories	2 Stories
Building Area	736 sqft Living Area
Gross Area	2,824 sqft
Basement Area	1,334 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.239 acres)
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	204 CORTNER DR
City	SMITHTON
State	IL
Zip	62285-1466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 6TH ADDITION LOT/SEC-178 BK 2842-626
Legal Subdivision	SUNSET TERRACE
Legal Lot Number	178
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3020
Census Tract	503906

Owner

204 Cortner Dr is owned and occupied by an individual who bought it in April 2021.

Source: St. Clair County records, as of August 23, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	204 CORTNER DR, SMITHTON, IL 62285-1466
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 23, 2020	Deed of Trust, Mortgage · Conventional with PMI FCB BANKS
Apr 21, 2017	Deed of Trust, Mortgage · Line of Credit COLUMBIA NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Deed Document Number	A02694507
Record Updated	Jun 7, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 6, 2021
Property Address	204 CORTNER DR, SMITHTON, IL 62285-1466
Document Number	0A02694507
Map Reference	MB 79 PG 69
Instrument Date	Apr 1, 2021
Instrument	A02694507
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 CORNER DRIVE, SMITHTON, IL 62285-1466

Mortgage

Document Number	0A02694508
Date	Apr 6, 2021
Instrument	A02694508

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	204 CORTNER DR, SMITHTON, IL 62285-1466
Document Number	00A2668988
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	ACCENT TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 CORTNER DR SMITHTON IL 622851466, SMITHTON, IL 62285-1466

Mortgage

Document Number	00A2668988
Date	Sep 29, 2020
Instrument	2668988

Lender

Name	FCB BANKS
Address	COLUMBIA, IL 62236

Agreement

Type	Conventional with PMI
Amount	Amount on Record

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	204 CORTNER DR, SMITHTON, IL 62285-1466
Document Number	00A2535493
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 15, 2017
Title Company	ACCENT TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	204 CORTNER DR SMITHTON IL 622851466, SMITHTON, IL 62285-1466

Mortgage

Document Number	00A2535493
Date	May 2, 2017
Instrument	2535493

Lender

Name	COLUMBIA NAT'L BK
Type	Bank
Address	COLUMBIA, IL 62236

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$82,174 Land $8,428 Building $73,746	$246,522 Land $25,284 Building $221,238
2019	$5,284.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 204 Cortner Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 Cortner Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on Cortner Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures