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204 Cook Rd, Prospect, CT 06712 Property Records

Prospect Town property record for 204 Cook Rd, Prospect, CT 06712

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,516 sqft · built 1960
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Aug 2018)
Tax Bill$5,892 (2025)
Deeds & MortgagesDec 2019 Refinance
Nov 2018 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNS0274400

Property Details

APN / Parcel Number

Primary APNS0274400
Alternative APN
  • PROS M:116 B:40 L:204

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,516 sqft Living Area
Gross Area2,504 sqft
Basement Area988 sqft
Unfinished Basement288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberS0274400
Street Address204 COOK RD
CityPROSPECT
StateCT
Zip06712-1820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal Block40
Legal Lot Number204
JurisdictionPROSPECT CT
Township / Civil DivisionPROSPECT
Census Block Group1
Census Block1013
Census Tract347100

Owner

Source: Prospect Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address204 COOK RD, PROSPECT, CT 06712-1820
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FLAGSTAR BANK FSB
Nov 8, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 10, 2018Warranty Deed, Transfer
FLAGSTAR BANK FSB
Jul 20, 2018Foreclosure
May 2, 2017Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2018 · Amount on Record
Deed SaleAug 10, 2018 · Amount on Record
Prior SaleJul 20, 2018
Deed Document Number2018
Deed Book / Page825 / 88
Transfer Doc830-333
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROSPECT CT
Property Address204 COOK RD, PROSPECT, CT 06712-1820
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000851-35
DateDec 20, 2019
Book Page851/35
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPROSPECT CT
Recording DateNov 8, 2018
Property Address204 COOK RD, PROSPECT, CT 06712-1820
Document Number830-333
Book / Page000830 / 000333
Instrument DateOct 29, 2018
Transaction TypeTransfer
Record UpdatedDec 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 COOK RD PROSPECT CT 067121820, PROSPECT, CT 06712-1820

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPROSPECT CT
Recording DateAug 10, 2018
Property Address204 COOK RD, PROSPECT, CT 06712-1820
Document Number0000825-88
Book / Page825 / 88
Transaction TypeTransfer
Record UpdatedJun 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$44.37
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008250088
DateAug 10, 2018
Instrument00825/0088
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
AmountAmount Recorded
Term96 Months
DueAug 10, 2026

July 2018: Foreclosure

Document TypeForeclosure
JurisdictionPROSPECT CT
Recording DateJul 20, 2018
Property Address204 COOK RD, PROSPECT, CT 06712-1820
Document Number824-101
Book / Page000824 / 000101
Instrument DateJul 9, 2018
Transaction TypeForeclosure
Record UpdatedAug 14, 2018

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 COOK RD PROSPECT CT 067121820, PROSPECT, CT 06712-1820
InvestorPossibly a Property Investor

May 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionPROSPECT CT
Recording DateMay 2, 2017
Property Address204 COOK RD, PROSPECT, CT 06712-1820
Document Number802-270
Book / Page000802 / 000270
Instrument DateMar 22, 2017
Transaction TypeForeclosure
Record UpdatedJun 27, 2017

Transaction

AmountAmount Recorded
Tax$320.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address204 COOK RD PROSPECT CT 067121820, PROSPECT, CT 06712-1820
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Prospect Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionProspect Town
Unified School DistrictRegional School District 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,892.00$230,440 (+47.91%) Land $59,920 Building $170,520$161,308 Land $41,944 Building $119,364
2024$5,892.00 (+18.48%)
2023$4,973.00 (-0.1%)$155,800 (-) Land $59,900 Building $95,900
2022$4,978.00$155,800 Land $59,900 Building $95,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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