204 Commonwealth Ave, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 204 Commonwealth Ave, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,598 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$232,000 (Dec 2025)
Tax Bill	$4,264 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03095 P:0036`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03095 P:0036`
Alternative APN	`30950036`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	784 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	30950036
Street Address	204 COMMONWEALTH AVE
City	SPRINGFIELD
State	MA
Zip	01108-2789
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	89 APPLETON ST, SPRINGFIELD, MA 01108-2949
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Apr 4, 2018	Deed of Trust, Mortgage · Line of Credit ARRHA CU
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Jan 20, 2006 · Amount on Record
Deed Book / Page	26135 / 243
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Dec 3, 2025
Property Address	204 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2789
Document Number	026135-243
Book / Page	26135 / 243
Instrument Date	Dec 3, 2025
Instrument	57919
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 APPLETON ST, SPRINGFIELD, MA 01108-2949

Mortgage

Document Number	0000057920
Date	Dec 3, 2025
Instrument	57920

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	204 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2789
Document Number	22136-289
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22136-289
Date	Apr 18, 2018
Book Page	022136/000289
Instrument	20387

Lender

Name	ARRHA CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2038

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	204 COMMONWEALTH AVE, SPRINGFIELD, MA 01108-2789
Document Number	22051-92
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22051-92
Date	Feb 5, 2018
Book Page	022051/000092
Instrument	6372

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 4, 2033

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,264.00 (+7.27%)	$275,800 (+8.8%) Land $35,800 Building $240,000	$247,772 (-13.35%)
2025	$3,975.00 (+21.49%)	$253,500 (+32.1%) Land $36,800 Building $216,700	$285,950 (+6.36%)
2024			$268,850
2023	$3,272.00	$191,900 Land $35,100 Building $156,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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