204 Commerce Dr, Midland, MI 48642 Property Records

Midland County property record for 204 Commerce Dr, Midland, MI 48642

Property Summary

Property TypeOther
Lot Size2.8 acres (122,404 sqft)
OwnerCompany Name on Record
Last Sale$434,432 (Feb 2022)
Tax Bill$502 (2022)
Deeds & MortgagesNov 2020 Construction Loan
Nov 2020 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APN11-28-40-400

Property Details

APN / Parcel Number

Primary APN11-28-40-400

Exterior

Lot Area122,404 sqft (2.8 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number112840400
Street Address204 COMMERCE DR
CityMIDLAND
StateMI
Zip48642
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeRA4
Legal DescriptionCOMMENCING AT SE COR OF SEC 28, THENCE W 462.51',N 234.00' TO POB; N 118.51', W 272.32', N 168.00', W 10.00', N 138.60', E
Legal Range02E
Legal Township15N
Legal Section28
Legal SubdivisionCOPPER LEAF CONDO
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1021

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 604, FREELAND, MI 48623-0604
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2020Deed of Trust, Mortgage · Construction Mortgage
FRANKENMUTH CU
Nov 18, 2020Deed of Trust, Mortgage · Construction Mortgage
FRANKENMUTH CU
Nov 18, 2020Deed of Trust, Mortgage · Construction Mortgage
FRANKENMUTH CU
Nov 18, 2020Deed of Trust, Mortgage · Construction Mortgage
FRANKENMUTH CU
Feb 24, 2022Warranty Deed, Transfer
Aug 12, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FRANKENMUTH CU
Jul 17, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2022 · Amount on Record
Deed SaleFeb 24, 2022 · Amount on Record
Prior SaleAug 12, 2021 · Amount on Record
Deed Document Number0001654651
Deed Book / Page1654 / 651
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 604, FREELAND, MI 48623-0604

Mortgage

Document Number01639/1077
DateNov 18, 2020
Book Page1639/1077
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 604, FREELAND, MI 48623-0604

Mortgage

Document Number01639/1081
DateNov 18, 2020
Book Page1639/1081
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 604, FREELAND, MI 48623-0604

Mortgage

Document Number01639/1083
DateNov 18, 2020
Book Page1639/1083
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Transaction TypeMortgage
Record UpdatedJun 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 604, FREELAND, MI 48623-0604

Mortgage

Document Number01639/1079
DateNov 18, 2020
Book Page1639/1079
Lender
NameFRANKENMUTH CU
TypeCredit Union
AddressFRANKENMUTH, MI 48734
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateFeb 24, 2022
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Document Number001654/651
Book / Page1654 / 651
Instrument DateFeb 22, 2022
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
Tax$3,258.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2095 N JEFFERSON RD, MIDLAND, MI 48642-7269

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 604, FREELAND, MI 48623-0604

August 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateAug 12, 2021
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Document Number01648/1062
Book / Page1648 / 1062
Map ReferenceLB 1638 PG 1241
Instrument DateAug 9, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 604, FREELAND, MI 48623-0604

Transferred To (Grantee/Buyer)

NameVerified Name
Address13645 E COLONIAL DR # B129, B129, ORLANDO, FL 32826-4931

Mortgage

Document Number0016481063
DateAug 12, 2021
Instrument1648/1063
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 17, 2020
Property Address204 COMMERCE DR, MIDLAND, MI 48642
Document Number001635/630
Book / Page1635 / 630
Instrument DateJul 7, 2020
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2095 N JEFFERSON RD, MIDLAND, MI 48642-7269

Transferred To (Grantee/Buyer)

NameVerified Name
Address5474 GARFIELD RD # 2, 2, SAGINAW, MI 48603-9610

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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