204 Cobblestone Ct, Oswego, IL 60543 Property Records

Kendall County property record for 204 Cobblestone Ct, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,392 sqft · built 1995
Lot Size	0.046 acres (2,013 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Sep 2016)
Tax Bill	$5,032 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-03-152-031`

Property Details

APN / Parcel Number

Primary APN	`03-03-152-031`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,392 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	2,013 sqft (0.046 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	204 COBBLESTONE CT
City	OSWEGO
State	IL
Zip	60543-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 OF LT 32 AMENDED PLAT OF KENDALL POINT BUSINESS CENTER RESUB NO 2 OF KENDALL POINT BUSINESS CENTER UNIT 5 VILLAGE OF OSWEGO
Legal Subdivision	KENDALL POINT BUSINESS CENTER
Legal Lot Number	2,32
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1015
Census Tract	890103

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	204 COBBLESTONE CT, OSWEGO, IL 60543-8415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2016 · Amount on Record
Deed Sale	Sep 20, 2016 · Amount on Record
Prior Sale	Jan 13, 2014 · Amount on Record
Deed Document Number	201614650
Prior Transfer Date	Jun 13, 2002
Prior Transfer Doc	0000014342
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	204 COBBLESTONE CT, OSWEGO, IL 60543-8415
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 COBBLESTONE CT, OSWEGO, IL 60543-8415

Mortgage

Document Number	0000006725
Date	Jun 21, 2023
Instrument	202300006725

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	204 COBBLESTONE CT, OSWEGO, IL 60543-8415
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033325
Date	Dec 23, 2021
Instrument	202100033325

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,396 (+35.49%) Land $16,193 Building $59,203	$226,188 (+35.49%) Land $48,579 Building $177,609
2024	$5,032.00
2022		$55,647 Land $11,951 Building $43,696	$166,941 Land $35,853 Building $131,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: T-Mobile, Verizon.

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