204 Co Rd 191, Gary, TX 75643 Property Records

Panola County property record for 204 Co Rd 191, Gary, TX 75643

Property Summary

Property Type	Single Family Home
Details	2,002 sqft · built 1978
Owner	2 Individual Names on File
Tax Bill	$2,341 (2022)
Deeds & Mortgages	Jun 2020 Mortgage
APN	`01870-00370-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01870-00370-00000-000000`
Alternative APN	`11899`

Interior

Building Area	2,002 sqft Total Area

Exterior

Year Built	Built 1978

Location & Zoning

Account Number	01870-00370-00000-000000
Street Address	204 COUNTY ROAD 191
City	GARY
State	TX
Zip	75643-3708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMPIN SL #1 LT 43 THRU 48 LAKE MURVAUL ALSO LTS 41,42
Legal Lot Number	41-48
Jurisdiction	PANOLA TX
Township / Civil Division	LONG BRANCH-DOTSON
Census Block Group	1
Census Block	1013
Census Tract	950500

Owner

Source: Panola County records · APN 01870-00370-00000-000000

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 COUNTY ROAD 191, GARY, TX 75643-3708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2018
Deed Sale	Jul 10, 2018
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	204 COUNTY ROAD 191, GARY, TX 75643-3708
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2085/1
Date	Jun 18, 2020
Book Page	2085/1
Instrument	225527

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2035

Tax Assessment & Valuation

Source: Panola County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Texas
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$614,630 (+76.99%) Land $302,820 Building $311,810	$614,630 (+76.99%) Land $302,820 Building $311,810
2023		$347,260 Land $122,510 Building $224,750	$347,260 Land $122,510 Building $224,750
2022	$2,341.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH MURVAUL WSC serves 981 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.