Worcester County and Worcester City property record for 204 Clover St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1962 |
| Lot Size | 0.259 acres (11,299 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Feb 2023) |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-024-0020B |
| Primary APN | 28-024-0020B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,299 sqft (0.259 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 28-024-0020B |
|---|---|
| Street Address | 204 CLOVER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 24 |
| Legal Lot Number | 20B |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 733101 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 204 CLOVER ST, WORCESTER, MA 01603-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK |
| Feb 14, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on Record |
| Deed Sale | Feb 14, 2023 · Amount on Record |
| Prior Sale | Jun 25, 2013 · Amount on Record |
| Deed Document Number | 202312982 |
| Deed Book / Page | 68826 / 184 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Aug 31, 2026 |
| Property Address | 204 CLOVER ST, WORCESTER, MA 01603-1311 |
| Document Number | 0000075891 |
| Book / Page | 74104 / 364 |
| Instrument Date | Aug 11, 2026 |
| Instrument | 202675891 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 204 CLOVER ST, WORCESTER, MA 01603-1311 |
| Document Number | 0000075891, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 74104/364 |
| Instrument | 202675891 |
| Name | TD BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Feb 14, 2023 |
| Property Address | 204 CLOVER ST, WORCESTER, MA 01603-1311 |
| Document Number | 068826-184 |
| Book / Page | 68826 / 184 |
| Instrument Date | Feb 14, 2023 |
| Instrument | 12982 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 CLOVER ST, WORCESTER, MA 01603-1311 |
| Document Number | 0000012984 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 12984 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,478.00 (+3.66%) | $337,200 (+2.96%) Land $104,800 Building $232,400 | $362,578 (-1%) |
| 2025 | $4,320.00 (+40.72%) | $327,500 (+52.97%) Land $98,600 Building $228,900 | $366,225 (+4.33%) |
| 2024 | $351,025 | ||
| 2023 | $3,070.00 | $214,100 Land $85,700 Building $128,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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