204 Citadel Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 204 Citadel Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,972 sqft · built 2006
Lot Size0.226 acres (9,824 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Sep 2009)
Tax Bill$1,716 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-000-599-0635-4

Property Details

APN / Parcel Number

Primary APNC56-000-599-0635-4
Alternative APNs
  • 21-3N-23-1100-000E-0130
  • 23N3211100000E0130

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,972 sqft Living Area
Gross Area2,590 sqft
1st Floor Area1,972 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area9,824 sqft (0.226 acres)
Garage TypeAttached
Garage Area420 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area58 sqft
Patio Area140 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address204 CITADEL LN
CityCRESTVIEW
StateFL
Zip32539-4359
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRON GATE S/D PH I LOT 13 BLK E
Legal Range23W
Legal Township03N
Legal Section21
Legal SubdivisionIRON GATE S/D
Legal Phase1
Legal BlockE
Legal Lot Number13
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2076
Census Tract20701

Owner

Source: Okaloosa County records · APN C56-000-599-0635-4

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address204 CITADEL LN, CRESTVIEW, FL 32539-4359
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 18, 2023Deed of Trust, Mortgage · Line of Credit
PENTAGON FCU
Mar 08, 2017Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 05, 2018Deed of Trust, Mortgage · Line of Credit
FREEDOM MORTGAGE CORP
Dec 14, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2009 · Amount on Record
Deed SaleSep 01, 2009 · Amount on Record
Prior SaleDec 22, 2006 · Amount on Record
Deed Document Number20092586467
Deed Book / Page2903 / 2716
Record UpdatedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address204 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CITADEL LN, CRESTVIEW, FL 32539-4359

Mortgage

Document Number0003804094
DateMar 12, 2026
Instrument3804094
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address204 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedNov 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CITADEL LN, CRESTVIEW, FL 32539-4359

Mortgage

Document Number0003652782
DateOct 18, 2023
Instrument3652782
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address204 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032901604
DateMar 08, 2017
Book Page3290/1604
Instrument3121872
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term303 Months
DueJun 01, 2042

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address204 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0033361110
DateFeb 05, 2018
Book Page3336/1110
Instrument3186936
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address204 CITADEL LN, CRESTVIEW, FL 32539-4359
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035120001
DateDec 14, 2020
Book Page3512/1
Instrument3414702
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term328 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 (+5.99%) Homeowner's exemption$150,136 (+5.99%)$266,235 (-0.84%) Land $44,726 Building $221,509
2023$1,619.00 (+3.52%) Homeowner's exemption$141,655 (+3%)$268,481 (+10.57%) Land $38,000 Building $230,481
2022$1,564.00 Homeowner's exemption$137,529$242,821 Land $32,148 Building $210,673

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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