204 Cirrus Ln, Gilbert, SC 29054 Property Records

Lexington County property record for 204 Cirrus Ln, Gilbert, SC 29054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,720 sqft · built 2008
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on Record
Last Sale$562,500 (Dec 2025)
Tax Bill$2,418 (2025)
Deeds & MortgagesJul 2024 Line of Credit
Dec 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN005222-01-081

Property Details

APN / Parcel Number

Primary APN005222-01-081
Alternative APN
  • 0522201081

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,720 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address204 CIRRUS LN
CityGILBERT
StateSC
Zip29054-8419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD
Legal DescriptionWHITEPLAINS PLANTATION SEC II LOT 69
Legal SubdivisionWHITEPLAINS PLANTA
Legal Lot Number69
JurisdictionLEXINGTON SC
Township / Civil DivisionGILBERT
Census Block Group1
Census Block1012
Census Tract21306

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address204 CIRRUS LN, GILBERT, SC 29054-8419
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2024Deed of Trust, Mortgage · Line of Credit
PALMETTO CITIZENS FCU
Dec 9, 2025Deed, Transfer · Conventional Mortgage
RESOURCE FINANCIAL SERVICES INC
Mar 29, 2023Intrafamily Transfer, Transfer
Jan 24, 2018Deed of Trust, Mortgage · ARM
CBC NATIONAL BANK
Aug 22, 2022Deed, Transfer
Apr 28, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2025 · Amount on Record
Deed SaleDec 9, 2025 · Amount on Record
Prior SaleAug 22, 2022 · Amount on Record
Deed Document Number202547966
Deed Book / Page21195 / 1016
Prior Transfer DateMar 28, 2023
Prior Transfer Doc2105003289
Record UpdatedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address204 CIRRUS LN, GILBERT, SC 29054-8419
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CIRRUS LN, GILBERT, SC 29054-8419

Mortgage

Document Number2111601302
DateJul 22, 2024
Book Page21116/1302
Instrument2024025968
Lender
NamePALMETTO CITIZENS FCU
TypeCredit Union
AddressCOLUMBIA, SC 29250
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 21, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateDec 9, 2025
Property Address204 CIRRUS LN, GILBERT, SC 29054-8419
Document Number2119501016
Book / Page21195 / 1016
Map ReferenceMB 7069 PG 111
Instrument DateDec 2, 2025
Instrument2025047966
Transaction TypeTransfer
Record UpdatedDec 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,462.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 CIRRUS LN, GILBERT, SC 29054-8419

Mortgage

Document Number2025047967
DateDec 9, 2025
Instrument2025047967
Lender
NameRESOURCE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEXINGTON SC
Recording DateMar 29, 2023
Property Address204 CIRRUS LN, GILBERT, SC 29054-8419
Document Number2105003289
Book / Page21050 / 3289
Map ReferenceMB 7069 PG 111
Instrument DateMar 28, 2023
Instrument2023010072
Transaction TypeTransfer
Record UpdatedApr 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address204 CIRRUS LN, GILBERT, SC 29054-8419

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address204 CIRRUS LN, GILBERT, SC 29054-8419
Transaction TypeMortgage
Record UpdatedAug 31, 2022
Title CompanyPROGRESSIVE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1976300336
DateJan 24, 2018
Book Page19763/336
Instrument2018002982
Lender
NameCBC NATIONAL BANK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateAug 22, 2022
Property Address204 CIRRUS LN, GILBERT, SC 29054-8419
Document Number2102300328
Book / Page21023 / 328
Map ReferenceMB 6866 PG 1
Instrument DateAug 4, 2022
Instrument2022037805
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

AmountAmount Recorded
Tax$1,313.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CIRRUS LN, GILBERT, SC 29054-8419

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionLEXINGTON SC
Recording DateApr 28, 2022
Property Address204 CIRRUS LN, GILBERT, SC 29054-8419
Document Number2100502227
Book / Page21005 / 2227
Instrument DateApr 12, 2022
Instrument2022019547
Transaction TypeTransfer
Record UpdatedAug 31, 2022

Transaction

AmountAmount Recorded
Tax$1,102.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CIRRUS LN, GILBERT, SC 29054-8419

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
Unified School DistrictLexington School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,418.00 (-4.5%)$16,956 (-) Land $2,200 Building $14,756
2024$2,532.00 (+4.41%)$16,956 (+37.28%) Land $2,200 Building $14,756$423,910 (+37.29%) Land $55,000 Building $368,910
2023$2,425.00$12,351 Land $2,532 Building $9,819$308,763 Land $63,300 Building $245,463

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Fiber · Cable in parts of the area
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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