204 Christopher St, Mount Holly, NC 28120 Property Records

Gaston County property record for 204 Christopher St, Mount Holly, NC 28120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,271 sqft · built 1970
Lot Size	0.97 acres (42,253 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Dec 2020)
Tax Bill	$1,895 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14092 05000`

Property Details

APN / Parcel Number

Primary APN	`14092 05000`
Alternative APN	`179507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,271 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	42,253 sqft (0.97 acres)
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	204 CHRISTOPHER ST
City	MOUNT HOLLY
State	NC
Zip	28120-9539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTLAND ACRES BLK A L 9,P/1 14 092 050 00 000
Legal Subdivision	WESTLAND ACRES
Legal Block	A
Jurisdiction	GASTON NC
Township / Civil Division	RIVERBEND
Census Block Group	1
Census Block	1000
Census Tract	31005

Owner

204 Christopher St is owned and occupied by two individuals who bought it in December 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 CHRISTOPHER ST, MOUNT HOLLY, NC 28120-9539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Warranty Deed, Transfer · FHA Mortgage GUARANTY HOME MORTGAGE CORP
Jun 29, 2018	Special Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC
Feb 14, 2018	Grant Deed, Transfer ATTORNEY ONLY
Sep 21, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on File
Deed Sale	Dec 17, 2020 · Amount on File
Prior Sale	Jun 29, 2018 · Amount on File
Deed Book / Page	5183 / 1033
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Dec 17, 2020
Property Address	204 CHRISTOPHER ST, MOUNT HOLLY, NC 28120-9539
Document Number	0051831033
Book / Page	5183 / 1033
Map Reference	MB 20 PG 77
Instrument Date	Dec 16, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 DEVON FOREST DR, 106, MOORESVILLE, NC 28115-7913

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	51831036
Date	Dec 17, 2020
Instrument	5183/1036

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 29, 2018
Property Address	204 CHRISTOPHER ST, MOUNT HOLLY, NC 28120-9539
Document Number	0049851638
Book / Page	4985 / 1638
Map Reference	MB 20 PG 77
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8325 SIX FORKS RD, 8325, RALEIGH, NC 27615-3272

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	49851641
Date	Jun 29, 2018
Instrument	4985/1641

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GASTON NC
Recording Date	Feb 14, 2018
Property Address	204 CHRISTOPHER ST, MOUNT HOLLY, NC 28120-9539
Document Number	0049602127
Book / Page	004960 / 002127
Instrument Date	Jan 24, 2018
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8325 SIX FORKS RD RALEIGH NC 276153272, RALEIGH, NC 27615-3272

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GASTON NC
Recording Date	Sep 21, 2017
Property Address	204 CHRISTOPHER ST, MOUNT HOLLY, NC 28120-9539
Document Number	0049350559
Book / Page	004935 / 000559
Instrument Date	Sep 6, 2017
Transaction Type	Foreclosure
Record Updated	Oct 10, 2017

Transaction

Amount	Amount on Record
Tax	$189.00
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2839 PACES FERRY RD NW #700 ATLANTA GA 30339, 700, ATLANTA, GA 30339
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 204 Christopher St was $1,895.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,895.00	$265,410 Land $24,630 Building $240,780
2023	$1,727.00	$248,620 Land $24,630 Building $223,990
2021			$123,310 Land $20,690 Building $102,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Christopher St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Christopher St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBOURNE MASTER SYSTEM private · serves 267 people · EPA ID NC0136385
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Christopher St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures