204 Cherry Dr, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 204 Cherry Dr, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,818 sqft · built 1989
Lot Size0.36 acres (15,682 sqft)
OwnerCompany Name on Record
Last Sale$1,350,000 (Jun 2022)
Tax Bill$15,446 (2025)
Deeds & MortgagesJun 2022 Sale & Line of Credit
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-08-51-F-11

Property Details

APN / Parcel Number

Primary APN28-38-08-51-F-11
Alternative APNs
  • 28-38-08-51-0000F.0-0011.00
  • 2848418

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,818 sqft Living Area
Gross Area5,866 sqft
1st Floor Area2,422 sqft
Upper Floors Area480 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions133 ft deep x 119 ft wide
Garage TypeAttached
Garage Area1,020 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area550 sqft
Deck Area746 sqft
Balcony Area478 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2848418
Street Address204 CHERRY DR
CityMELBOURNE BEACH
StateFL
Zip32951-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2RS
Legal DescriptionMELBOURNE BEACH SOUTH LOT 11 BLK F
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionMELBOURNE BEACH SOUTH
Legal BlockF
Legal Lot Number11
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group3
Census Block3006
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address915 S RIVERSIDE DR, INDIALANTIC, FL 32903-3443
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2022Warranty Deed, Transfer · Line of Credit
RCN CAPITAL LLC
Mar 9, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jul 26, 2018Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2022 · Amount on Record
Deed SaleJun 27, 2022 · Amount on Record
Prior SaleJul 26, 2018 · Amount on Record
Deed Document Number2022159383
Deed Book / Page9544 / 622
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 27, 2022
Property Address204 CHERRY DR, MELBOURNE BEACH, FL 32951-2416
Document Number0095440622
Book / Page9544 / 622
Map ReferenceMB 19 PG 53&54
Instrument DateJun 24, 2022
Instrument2022159383
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyWATERVIEW TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address82188 COAL RD, 82188, POND CREEK, OK 73766-5118

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 S RIVERSIDE DR, INDIALANTIC, FL 32903-3443

Mortgage

Document Number0009544624
DateJun 27, 2022
Instrument9544/624
Lender
NameRCN CAPITAL LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address204 CHERRY DR, MELBOURNE BEACH, FL 32951-2416
Document Number0086921084
Instrument DateMar 9, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address204 CHERRY DR MELBOURNE BEACH FL 329512416, MELBOURNE BEACH, FL 32951-2416

Mortgage

Document Number0086921084
DateMar 16, 2020
Book Page008692/001084
Instrument61974
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 26, 2018
Property Address204 CHERRY DR, MELBOURNE BEACH, FL 32951-2416
Document Number0082222432
Book / Page8222 / 2432
Map ReferenceMB 19 PG 53&54
Instrument DateJul 25, 2018
Instrument2018167582
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyCLEAR TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,305.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11655 FLAT BRANCH CLOSE DR, 11655, CHARLOTTE, NC 28277-4727

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CHERRY DR, MELBOURNE BEACH, FL 32951-2416

Mortgage

Document Number2018167583
DateJul 26, 2018
Instrument2018167583
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,008,830 (-0.95%)$1,008,830 (-0.95%)
2025$15,446.00 (+2.94%)$1,018,540 (-0.38%)$1,018,540 (-0.38%)
2024$15,005.00 (-4.29%)
2023$15,677.00 (+66.65%)$1,022,400 (+58.59%) Land $300,000 Building $722,400$1,022,400 (+16.77%) Land $300,000 Building $722,400
2022$9,407.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$644,690$875,550 Land $220,000 Building $655,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 91 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies118 units insured
incl. 27 condo units
Nearby Flood Claims26 (1995–2017)
Claims Outside the SFHA22 of 26
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Irene, Oct 1999 · 6 claims
  • Hurricane Erin, Aug 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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