HOME TOWNE SETTLEMENT SERVICES LLC, HOME TOWNE STLMT SVCS LLC
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0M3205/842
Date
Oct 8, 2021
Book Page
M3205/842
Instrument
1920704
Lender
Name
PRIMARY RESIDENTIAL MORTGAGE INC
Type
Mortgage Company
Address
SALT LAKE CITY, UT 84116
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Oct 1, 2051
April 2019: Deed, Transfer
Document Type
Deed
Jurisdiction
WARREN KY
Recording Date
Apr 22, 2019
Property Address
204 CHELSA CT, BOWLING GREEN, KY 42101-7305
Document Number
0D1182/908
Book / Page
D1182 / 908
Map Reference
MB 39 PG 177-179
Instrument Date
Apr 22, 2019
Instrument
1088527
Transaction Type
Transfer
Record Updated
Aug 10, 2022
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$465.00
Amount Accuracy
Full Amount Stated
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
45 BAY TREE DR, 45, MIRAMAR BEACH, FL 32550-4882
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Right of Survivorship
Address
204 CHELSA CT, BOWLING GREEN, KY 42101-7305
Mortgage
Document Number
0001088529
Date
Apr 22, 2019
Instrument
1088529
Lender
Name
FRANKLIN BANK & TRUST CO
Type
Bank
Agreement
Type
Commercial Mortgage
Amount
Amount on Record
Term
120 Months
Due
Apr 22, 2029
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
Mortgage
Document Number
0M2872/651
Date
Apr 22, 2019
Book Page
M2872/651
Instrument
1088528
Lender
Name
FRANKLIN BANK & TRUST CO
Type
Bank
Address
FRANKLIN, KY 42134
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 204 Chelsa Ct was $5,354.
Source: Warren County assessment roll, as of April 1, 2025
Property Jurisdictions
Type
Name
State
Kentucky
County
Warren County
Unified School District
Warren County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$5,354.00
$620,000
$620,000
2023
$4,116.00 (+6.88%)
$465,000 (-)
$465,000 (-)
2022
$3,851.00
$465,000
$465,000
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 204 Chelsa Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
3 in force
Nearby Flood Claims
4 (2010–2025)
Claims Outside the SFHA
4 of 4
Most Recent Claim
Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 204 Chelsa Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source
Purchased surface water from several systems
Last State Inspection
Sep 2023
Lead
2 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 35
Verizon Fixed Wireless
300 / 20
May also be available: AT&T, North Central Communications.