204 Charles Ridge Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 204 Charles Ridge Dr, Montgomery, TX 77316

Property Summary

Property TypePlanned Unit Development
OwnerIndividual Name on File
Tax Bill$863 (2023)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN7935-05-07400

Property Details

APN / Parcel Number

Primary APN7935-05-07400
Alternative APN
  • R535017

Location & Zoning

Account NumberR535017
Street Address204 CHARLES RIDGE DR
CityMONTGOMERY
StateTX
Zip77316
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionS793505 - PINE LAKE COVE 05, BLOCK 5, LOT 3
Legal SubdivisionPINE LAKE COVE 05
Legal Block5
Legal Lot Number3
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2019
Census Tract694403

Owner

204 Charles Ridge Dr, a planned unit development, is owned and occupied by an individual who acquired it in March 2024.

Source: Montgomery County records, as of April 15, 2024

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address204 CHARLES RIDGE DR, MONTGOMERY, TX 77316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2024
Deed SaleMar 27, 2024
Deed Document Number0000029165
Record UpdatedJun 7, 2026

March 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateMar 27, 2024
Property Address204 CHARLES RIDGE DR, MONTGOMERY, TX 77316
Document Number0000029165
Map ReferenceCAB Z SH 8893-8897
Instrument DateMar 25, 2024
Instrument2024029165
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address204 CHARLES RIDGE DR, MONTGOMERY, TX 77316

Mortgage

Document Number0000029166
DateMar 27, 2024
Instrument2024029166
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$863.00$45,560 Land $45,560$45,560 Land $45,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Charles Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Nearby Flood Policies72 in force
Nearby Flood Claims4 (2016–2025)
Most Recent ClaimJun 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Charles Ridge Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 75% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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