204 Chapin Ter, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 204 Chapin Ter, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 1948
Lot Size	0.19 acres (8,268 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Aug 2014)
Tax Bill	$4,321 (2026)
Deeds & Mortgages	Sep 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:02640 P:0044`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:02640 P:0044`
Alternative APN	`26400044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,378 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	8,268 sqft (0.19 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	26400044
Street Address	204 CHAPIN TER
City	SPRINGFIELD
State	MA
Zip	01104-1837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3019
Census Tract	800500

Owner

204 Chapin Ter is owned and occupied by two individuals who bought it in August 2014.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 CHAPIN TER, SPRINGFIELD, MA 01104-1837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2014 · Amount on File
Deed Sale	Aug 19, 2014 · Amount on File
Prior Sale	May 20, 2014 · Amount on File
Deed Book / Page	20395 / 33
Transfer Doc	0020395-33
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	204 CHAPIN TER, SPRINGFIELD, MA 01104-1837
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025153-248
Date	Sep 14, 2023
Book Page	25153/248
Instrument	43334

Lender

Name	SPRINGFIELD, CITY OF

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 204 Chapin Ter was $4,321, up 11.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,321.00 (+11.42%)	$279,500 (+13.02%) Land $31,700 Building $247,800	$280,891 (+1.36%)
2025	$3,878.00	$247,300 Land $31,700 Building $215,600	$277,115 (-2.15%)
2024			$283,195
2023	$3,480.00	$204,100 Land $28,800 Building $175,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Chapin Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 204 Chapin Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20