Caroline County property record for 204 Central Ave, Ridgely, MD 21660
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 1951 |
| Lot Size | 0.157 acres (6,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $72,900 (Mar 1999) |
| Tax Bill | $2,228 (2026) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000871 |
| Primary APN | 07-000871 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Total Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,840 sqft (0.157 acres) |
| Lot Dimensions | 180 ft deep x 38 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 000871 |
|---|---|
| Street Address | 204 CENTRAL AVE |
| City | RIDGELY |
| State | MD |
| Zip | 21660-2034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 6840 SQ FT PT 11 NE/S CENTRAL AVE RIDGELY |
| Legal Subdivision | RIDGELY |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 7, RIDGELY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 955201 |
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 CENTRAL AVE, RIDGELY, MD 21660-2034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 1999 · Amount on Record |
| Deed Sale | Mar 29, 1999 · Amount on Record |
| Prior Sale | Jan 11, 1990 · Amount on Record |
| Deed Document Number | 1999245 |
| Deed Book / Page | 358 / 788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 204 CENTRAL AVE, RIDGELY, MD 21660-2034 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | EASTERN SHORE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0012540149 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 1254/149 |
| Instrument | 1254-149 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Municipality | Ridgely Town |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,228.00 (+0.54%) Homeowner's exemption | $149,767 (+8.11%) | $152,500 (+5.68%) Land $47,800 Building $104,700 |
| 2025 | $2,216.00 (+5.52%) | ||
| 2023 | $2,100.00 Homeowner's exemption | $138,533 | $144,300 Land $35,000 Building $109,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures