St. Charles County property record for 204 Centennial Dr, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,720 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $333,000 (2018) |
| Tax Bill | $5,997.00 (2025) |
Source: St. Charles County records · APN A984000019
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 06, 2022 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MORTGAGE SOLUTIONS LLC |
| Nov 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 21, 2018 · Amount on Record |
| Deed Sale | Nov 21, 2018 · Amount on Record |
| Prior Sale | May 29, 2013 · Amount on Record |
| Deed Doc Number | 0070052428 |
| Deed Book / Page | 7005 / 2428 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Document Number | 0000037436 |
|---|---|
| Date | Jul 06, 2022 |
| Instrument | 2022R-037436 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|---|
| Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Document Number | 0000003885 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021R-003885 |
| Name | FIRST MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 21, 2018 |
| Property Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Document Number | 0000658390 |
| Book / Page | 7005 / 2428 |
| Map Reference | MB 34 PG 69&70 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 20181121000658390 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | FREEDOM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 CENTENNIAL DR, O FALLON, MO 63368-8088 |
| Document Number | 0000658410 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 20181121000658410 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Document Number | 0000658400 |
|---|---|
| Date | Nov 21, 2018 |
| Book Page | 7005/2431 |
| Instrument | 20181121000658400 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,997.00 | $96,821 (+2.39%) | $509,582 (+2.39%) Land $91,935 Building $417,647 |
| 2023 | $94,564 | ||
| 2022 | $497,704 Land $67,500 Building $430,204 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A984000019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,720 sqft Living Area |
| 1st Floor | 2,524 sqft 1st Floor |
| Basement Area | 2,450 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 168 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 316 sqft Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A984000019 |
|---|---|
| Old Parcel Number | A984000019 |
| Street Address | 204 CENTENNIAL DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8088 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NORTH HAMPTON WOODS LOT 9 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | NORTH HAMPTON WOODS |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 3 |
| Census Block | 3029 |
| Census Tract | 311153 |
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