204 Cedar St, Lynden, WA 98264 Property Records

Whatcom County property record for 204 Cedar St, Lynden, WA 98264

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1915
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2021)
Tax Bill	$2,957 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`400320-553494-0000`

Property Details

APN / Parcel Number

Primary APN	`400320-553494-0000`
Alternative APNs	`134492` `582870` `91902`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1956
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	168 sqft
Deck Area	157 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	134492
Street Address	204 CEDAR ST
City	LYNDEN
State	WA
Zip	98264-1605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS72
Legal Description	HAWLEY-LAWRENCES ADD TO LYNDEN LOTS 1-2 BLK 16-EXC S 60 FT THEREOF
Legal Range	03
Legal Township	40
Legal Section	20
Legal Subdivision	HAWLEY-LAWRENCES ADD/LYNDEN
Legal Block	16
Legal Lot Number	1-2
Jurisdiction	WHATCOM WA
Township / Civil Division	LYNDEN
Census Block Group	2
Census Block	2036
Census Tract	10303

Owner

204 Cedar St is owned and occupied by an individual who bought it in July 2021.

Source: Whatcom County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	204 CEDAR ST, LYNDEN, WA 98264-1605
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jun 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on File
Deed Sale	Jul 28, 2021 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	20214898
Prior Transfer Date	Jun 6, 2019
Prior Transfer Doc	0000600777
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 28, 2021
Property Address	204 CEDAR ST, LYNDEN, WA 98264-1605
Document Number	0000704898
Map Reference	MB 1 PG 46
Instrument Date	Jul 20, 2021
Instrument	2021-0704898
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CEDAR ST, LYNDEN, WA 98264-1605

Mortgage

Document Number	0000704899
Date	Jul 28, 2021
Instrument	2021-0704899

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0000704900
Date	Jul 28, 2021
Instrument	2021-0704900

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 7, 2019
Property Address	204 CEDAR ST, LYNDEN, WA 98264-1605
Document Number	2190600777
Instrument Date	Jun 6, 2019
Instrument	600777
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	204 CEDAR ST LYNDEN WA 982641605, LYNDEN, WA 98264-1605

Tax Assessment & Valuation

The 2025 property tax bill for 204 Cedar St was $2,957.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Lynden City
Unified School District	Lynden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,957.00	$411,665 Land $245,543 Building $166,122	$411,665 Land $245,543 Building $166,122
2022		$291,935 Land $126,357 Building $165,578	$291,935 Land $126,357 Building $165,578
2021	$2,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Cedar St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1990)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 1990 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 204 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDEN WATER DEPARTMENT serves 20,062 people · EPA ID WA5349150
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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