204 Cambridge Dr, Normal, IL 61761 Property Records

McLean County property record for 204 Cambridge Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,217 sqft · built 1971
Lot Size	0.238 acres (10,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Jul 2023)
Tax Bill	$5,273 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-29-376-003`

Property Details

APN / Parcel Number

Primary APN	`14-29-376-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,217 sqft Living Area
1st Floor Area	1,217 sqft
Basement Area	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Roof Material	Asphalt
Lot Area	10,375 sqft (0.238 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Area	578 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	204 CAMBRIDGE DR
City	NORMAL
State	IL
Zip	61761-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	1ST ADDN UNIVERSITY ESTATES LOT 43
Legal Range	02E
Legal Township	24N
Legal Section	29
Legal Subdivision	UNIVERSITY ESTATES
Legal Lot Number	43
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	4
Census Block	4010
Census Tract	302

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	204 CAMBRIDGE DR, NORMAL, IL 61761-2753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA
Apr 19, 2017	Deed of Trust, Mortgage ILLINOIS STATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on Record
Deed Sale	Jul 7, 2023 · Amount on Record
Prior Sale	Jul 17, 2007 · Amount on Record
Deed Document Number	20238858
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	204 CAMBRIDGE DR, NORMAL, IL 61761-2753
Transaction Type	Mortgage
Record Updated	Apr 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 CAMBRIDGE DR, NORMAL, IL 61761-2753

Mortgage

Document Number	202300004324
Date	Apr 6, 2023
Instrument	2023-00004324

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	201 Months
Due	Jan 1, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	204 CAMBRIDGE DR, NORMAL, IL 61761-2753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700006723
Date	Apr 19, 2017
Instrument	2017-00006723

Lender

Name	ILLINOIS STATE CU
Type	Non-Lending Institution
Address	NORMAL, IL 61761

Agreement

Amount	Amount Recorded
Term	244 Months
Due	Aug 1, 2037

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,432 (+21.89%) Land $15,562 Building $61,870	$232,296 (+21.89%) Land $46,686 Building $185,610
2024	$5,273.00 (+7.11%)
2023	$4,923.00 (+8.17%)	$63,528 (+12.11%) Land $12,768 Building $50,760	$190,584 (+12.11%) Land $38,304 Building $152,280
2022	$4,551.00	$56,664 Land $11,535 Building $45,129	$169,992 Land $34,605 Building $135,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Watch TV.

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