204 Cairo St, Memphis, NE 68042 Property Records

Saunders County property record for 204 Cairo St, Memphis, NE 68042

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 1888
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2017)
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2979-17-4-09005-009-8500`

Property Details

APN / Parcel Number

Primary APN	`2979-17-4-09005-009-8500`
Alternative APN	`005608500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,001 sqft

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Built-in

Exterior Amenities

Porch	Porch
Porch Area	387 sqft
Deck Area	Deck Area
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	204 CAIRO ST
City	MEMPHIS
State	NE
Zip	68042-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	S 125' N 200' LOT 13 BLK 9 ORIGINAL TOWN MEMPHIS; MAP NUMBER: 2979-17-4-09005-009-8500
Legal Range	09
Legal Township	13
Legal Section	17
Legal Subdivision	MEMPHIS-O.T.
Legal Block	9
Legal Lot Number	13
Jurisdiction	SAUNDERS NE
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2299
Census Tract	968400

Owner

204 Cairo St is owned and occupied by an individual who bought it in November 2017.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	204 CAIRO ST, MEMPHIS, NE 68042-5029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2017 · Amount on File
Deed Sale	Nov 15, 2017 · Amount on File
Deed Document Number	201711133
Deed Book / Page	496 / 1274
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	204 CAIRO ST, MEMPHIS, NE 68042-5029
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005870030
Date	Oct 12, 2022
Book Page	587/30
Instrument	2022-10-133

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 204 Cairo St was $1,532.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Clear Creek Township
Municipality	Memphis Village
Unified School District	Ashland-Greenwood Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00	$157,175 Land $13,000 Building $144,175	$157,175 Land $13,000 Building $144,175
2023	$1,990.00	$138,327 Land $5,500 Building $132,827	$138,327 Land $5,500 Building $132,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Cairo St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Nearby Flood Policies	136 in force
Nearby Flood Claims	119 (1978–2024)
Claims Outside the SFHA	45 of 119
Most Recent Claim	Jul 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 27 claims Ice Jams & Flooding, Mar 1993 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Cairo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MEMPHIS serves 106 people · EPA ID NE3115508
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2019–2021) action level 15 ppb
Copper	2.26 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Rise Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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