204 Burnham Ct, Aptos, CA 95003 Property Records

Santa Cruz County property record for 204 Burnham Ct, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,596 sqft · built 1942
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on File
Last Sale	$2,200,000 (Sep 2021)
Tax Bill	$27,314 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-222-16`

Property Details

APN / Parcel Number

Primary APN	`042-222-16`
Alternative APN	`042-222-16-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,596 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	16,074 sqft (0.369 acres)
Terrain	Steep
View / Lot	Ocean
Deck Area	418 sqft
Patio Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	204 BURNHAM CT
City	APTOS
State	CA
Zip	95003-4602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	APTOS BCH CNTRY CLB PROP SUB 6
Legal Lot Number	14
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3009
Census Tract	122205

Owner

Source: Santa Cruz County records · APN 042-222-16

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	204 BURNHAM CT, APTOS, CA 95003-4602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 24, 2021	Grant Deed, Transfer · Commercial Mortgage MERS HOLDING LTD
Dec 07, 2018	Grant Deed, Transfer WATERMARK CAP
Sep 06, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LOAN AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Dec 07, 2018 · Amount on Record
Deed Document Number	202148789
Prior Transfer Date	Aug 09, 2012
Prior Transfer Doc	0000044505
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	204 BURNHAM CT, APTOS, CA 95003-4602
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 ZANZIBAR DR, APTOS, CA 95003-5540

Mortgage

Document Number	0000001450
Date	Jan 14, 2022
Instrument	2022-0001450

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Feb 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 24, 2021
Property Address	204 BURNHAM CT, APTOS, CA 95003-4602
Document Number	0000048789
Map Reference	VOL 24 PG 25
Instrument Date	Sep 16, 2021
Instrument	2021-0048789
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	204 BURNHAM CT, APTOS, CA 95003-4602

Mortgage

Document Number	0000048790
Date	Sep 24, 2021
Instrument	2021-0048790

Lender

Name	MERS HOLDING LTD
Type	Non-Lending Institution
Address	LOS ALTOS, CA 94022

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 07, 2018
Property Address	204 BURNHAM CT, APTOS, CA 95003-4602
Document Number	0000036293
Instrument Date	Nov 28, 2018
Instrument	36293
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	204 BURNHAM CT APTOS CA 950034602, APTOS, CA 95003-4602

Mortgage

Document Number	36294
Date	Dec 07, 2018
Instrument	36294

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	100 SPECTRUM CENTER DR # 150, IRVINE, CA 92618-4964

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 06, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 06, 2017
Property Address	204 BURNHAM CT, APTOS, CA 95003-4602
Instrument Date	Aug 17, 2017
Instrument	29606
Transaction Type	Construction Loan
Record Updated	Sep 26, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	204 BURNHAM CT APTOS CA 950034602, APTOS, CA 95003-4602

Mortgage

Document Number	0000029606
Date	Sep 06, 2017
Instrument	29606

Lender

Name	LOAN AMERICA
Type	Funding / Finance Company
Address	7530 N GLENOAKS BLVD, BURBANK, CA 91504-1052

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,321,817 (+2%) Land $1,726,479 Building $595,338
2025	$27,314.00 (+9.32%) Homeowner's exemption	$2,276,291 (+4.04%) Land $1,692,627 Building $583,664
2023	$24,986.00 (+1.88%) Homeowner's exemption	$2,187,900 Land $1,626,900 Building $561,000	$2,206,890
2022	$24,526.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 63 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	7 (2023)
Most Recent Claim	Sep 2023, tidal / storm surge
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 712 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Surfnet Communications	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Etheric Communications, LLC., Cruzio Internet, AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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